30-Year Fixed Loans
Enjoy a 30-year fixed-rate mortgage with interest rates and payments that never change.
15-Year Fixed Loans
Enjoy a 15-year fixed-rate mortgage with interest rates and payments that never change.
Qualified buyers can enjoy government-backed loans with added flexibility.
Stay flexible with an adjustable-rate mortgage that puts the power back in your hands.
Lock in a mortgage for a home purchases above the conforming loan limit.
Explore cash-out refinances or debt consolidation with a mortgage refinance.
This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.
Speak with a loan officer about your budget and goals.
Find an agent. Then find the home of your dreams.
Work with your agent to develop the terms of your offer.
Set aside time for home inspections and mortgage applications.
Sign your paperwork and take home your new keys.
The interest rate displayed is for informational purposes only and is subject to change without notice. APR is the Annual Percentage Rate based on excellent credit (740+). Your actual rate may vary based on your factors.
The rates provided assume the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in zip code 78732. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.
A mortgage of $200,000 for 30 years at 4.71% APR requires a P&I payment of $1,038 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.