Fee-Free Banking

No account fees. No overdraft fees.
No bank fees at all.

Open an Account

Banking without fees.

No Hidden Fees or Penalities
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Better protection for your savings

Since 2022, Amplify has put millions back in the pockets of our members with fee-free banking. To keep that money safe, all members are also eligible to receive up to $250,000 in deposit insurance from the NCUA Share Insurance Fund.

Goodbye To Fees

Our goal is to remove the obstacles that stand between our members and financial success, so we turned off all of our bank fees. Because it’s not just about giving back – sometimes, it’s about not taking in the first place.

Amplify Logo Other
Monthly Maintenance $0.00 $13.951
Overdraft Fees $0.00 $30.821
Out-of-Network ATM Fees $0.00 $1.511
Wire Transfer Fees $0.00 $26.001

¹Based on data from Bankrate and MoneyRates.

Keep Your Money

Free overdraft programs

Amplify offers two free overdraft programs to our members that are both designed to add an extra level of protection to your transactions. Use the link below to learn more about both our fee-free overdraft programs.

Anything we can answer?

What does membership require?

How does overdraft protection work?

How can Amplify afford to go fee-free?

What about ATM fees?

Can I see the full list of bank fees?

Are there any hidden banking fees?

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.