Business
Residential Home Builders and Developers
Fund your next investment or development project with the commercial loan experts at Amplify Credit Union.
Builder Loans
One-Stop Builder Loans Spec-Home Guidance Lines Horizontal Infrastructure Creative Financing & Timelines
Commercial Loan Updates
Please note: Amplify’s minimum loan amount for new business and commercial borrowers is $100,000. Our team will be happy to provide referrals for loan amounts under $100,000. Please contact us at [email protected] for more information.
1-4 Family Spec Housing
Our flexible and adaptable construction loans are designed to get you the draw schedule and milestone mapping that fits your project. Our established business relationships can take you from pre-development and permitting through take-out and permanent financing.
Spec Loan Comparison
At Amplify, we keep spec housing construction loans simple, with low rates and transparency with every step in the process. Take a look at how we stack up against other lenders.
 |
Other Lenders |
|
|---|---|---|
| Terms |
Up to 24 Months |
Up to 18 Months |
| Rates as Low as (APR)1 |
Prime + .50-1.00% |
Prime + 3-5% |
| Fees* | .75-1.00% | 3-4% |
| Loan-to-Cost % | 80% | 110% |
Residential Land Development
Horizontal construction can make or break any residential development project—get your financing lined up with experts that understand land development in Texas. Whether you’re investing or driving the project through yourself, we’re here to help you hit your goals.
Let’s build the Texas of tomorrow
Our mission at Amplify Credit Union is to support commercial projects that will have a positive impact on our members’ communities. If you would like to discuss your needs with a member of our award-winning and Austin-based lending team, complete the attached contact form. A member of our team will get back to you in 1-2 business days.
"*" indicates required fields
¹The Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. Current Index is 7.50%. Rates effective 12/19/2024.
*Amplify does not charge prepayment or exit fees. These fees may apply at other lenders.