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Get the Best of Both Worlds

With a 5/6 ARM, get those lower interest rates and a fixed payment for the first five years. It's a good choice for people who expect to move (or refinance) before or shortly after the adjustment occurs.

Quick and Easy Online Application

Our easy and secure online application lets you apply online within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.

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Similar Products

Based on your interest in our Adjustable-Rate Mortgages (ARMs), we thought you might want to learn more about some of our other mortgage products.

30-Year Fixed Loan

Enjoy a 30-year fixed-rate mortgage with interest rates and payments that never change.

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15-Year Fixed Loans

Enjoy a 15-year fixed-rate mortgage with interest rates and payments that never change.

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FHA Loans

Qualified buyers can enjoy government-backed loans with added flexibility.

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Ready for Lower Payments?

If you’re planning to move or expecting an increase in income, learn why an ARM may be right for you.

Get Prequalified

APR is the Annual Percentage Rate based on excellent credit and 80% LTV. Your actual rate may vary based on your factors. ARM loans are variable, and rates adjustment is based on an index and margin. Rates subject to change any time.

All loans subject to credit and property approval. Home loans subject to change without notice.

The rates provided assume the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in zip code 78732. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

A mortgage of $125,000 for 30 years at 3.87% APR requires a P&I payment of $587.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Adjustable Rate Mortgages (ARM) are variable and your annual percentage rate may increase after the original fixed rate period. Assumes closing costs paid out of pocket and tax and insurance escrow account created. All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications