Business Account

Open a business bank account at Amplify and pay $0.00 in bank fees¹ no matter how you use your money.

Business Banking

  • $0.00 in account fees
  • No balance minimums
  • Free overdraft protection
  • Deposit insurance up to $250K
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Austin's Only Source for Fee-Free Banking

These days, it can be hard to know what bank to trust. But at Amplify, we're not in the business of taking risks with your money. That's why our business members pay $0.00 in fees and can earn up to $250,000 in NCUA deposit insurance.

  • Business Savings Account

    Use our fee-free business savings accounts to manage your money both online and off.

    - Zero penalties
    - Zero transfer or activity fees
    - Up to $250,000 in deposit insurance

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  • Business Checking Account

    Enjoy fee-free spending - and full overdraft protection - with business checking at Amplify.

    - Pay $0.00 in fees
    - Free overdraft protection
    - $250,000 in deposit insurance

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Free overdraft protection

When you open a business account with us, you are automatically eligible for free overdraft protection. That means Amplify will allow you to temporary overdraw your account up to a certain limit without cancelling the transaction.

How do I qualify?

Bank with confidence at Amplify

Amplify offers business members up to $250,000 in deposit insurance through the National Credit Union Share Insurance Fund. Contact our team to learn more about deposit insurance for your business.

Learn MoreTalk to an Amplify banker

Questions & Answers

Have questions about business banking at Amplify? We've provided answers for a few of our most common banking questions below.

  • What do I need to apply?

  • Can I add overdraft protection to a business account?

  • Do your debit cards come with any additional benefits?

  • Do you still offer interest rates on checking accounts?

  • Does my business structure affect deposit insurance?

  • Does Amplify offer commercial and small business loans?

Have a Question?

With the recent closures of several high-profile banks, our goal is to help you feel confident in your financial decisions. Use this contact form to request more information about Amplify's business banking services and an Amplify banker will be in touch within 1-2 hours². To speed up the process, please include your business name in the "How can we help?" field.

Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours during normal business hours.

Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.