Earn a competitive savings rate and pay zero bank fees¹ with a business checking or savings account at Amplify.
Savings and Checking
Please note: as a Texas-based credit union, Amplify is only able to offer banking services to organizations located in Texas.
High dividends. Zero fees.
Since 1967, our team has helped local businesses make a bigger impact on their communities. Our fee-free business banking program and high savings rates are designed to help you grow your business.
Business Banking FAQs
Here are some of the most common questions we get about our business accounts. If you would like to discuss the application process or our banking features with a member of the team, please email us at [email protected].
What do I need to apply?
To make the application process as smooth as possible, we offer a checklist for our business account applications in our help center. Visit the How To Apply for a Business Account article in Ask Amplify to learn more.
Do you offer rates on your savings account?
Unlike savings tools at other financial institutions, our business savings accounts combine high savings rates with a high degree of liquidity. Visit our business savings account page to see our current rates.
Can I add overdraft services to a business account?
Amplify offers two free overdraft programs to our business members. Our overdraft prevention program attempts to avoid overdrafts on business checking and money market accounts by applying funds from a connected savings account. Our overdraft protection program will, at the discretion of our team, temporarily provide funds to complete overdrafts from qualified members.
Do your debit cards come with any additional benefits?
Amplify is proud to partner with Mastercard on our business debit cards. Mastercard offers our members a wide variety of card benefits and security services – from Mastercard ID Theft Protection™ to Mastercard Zero Liability Protection and much, much more. For more information on Mastercard benefits, visit the Mastercard for Business website.
Does my business structure affect deposit insurance?
Business accounts for corporations, partnerships, LLCs, and organizations are eligible to receive up to $250,000 in deposit insurance from the National Credit Union Share Insurance fund. However, sole proprietorships are treated as individual accounts by the NCUA. This means that sole proprietorship accounts will be combined with personal deposit accounts when calculating total balances for deposit insurance.
Does Amplify offer commercial and small business loans?
From construction and development loans to small business loans, the Commercial Lending team at Amplify is available to help you take your business to the next level. Visit our Commercial Loans webpage for more information.
Our business is your success
Want to learn more about business banking at Amplify? Use this form to provide the name and contact information for an organization representative and a virtual banker will follow up within one (1) business day.
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¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).
²APY is Annual Percentage Yield and accurate as of 08/15/2023 and is subject to change without notice.
Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.