Home Equity Overview

Use our Help Me Choose tool to find the right home equity product for you. Compare rates, terms, and our full range of financing options.

Use Equity For:

  • Home improvements
  • Major purchases or tuition
  • Debt consolidation
RATES AS LOW AS

7.67% APR*

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Our Home Equity Products

Whether your upcoming project is best served by a lump-sum loan or an open line of credit, Amplify has products that will help you get the most from the equity in your home.

Home Equity Loans

Borrow up to 80% of your home's value with no application fees or pre-payment penalties.

7.67%Learn More

Home Equity Line of Credit

Use the value of your home to secure a line of credit for a fixed low closing cost.

8.25%Learn More

Recommended Reading

Have a plan before your borrow. Before choosing your home equity loan, check out some of the how-to guides developed by our real estate team.

  • Texas Home Equity Loan Rules

    Did you know that Texas has some of the strictest home equity rules in the country? We break down everything you need to know before you borrow.

    Read More

  • 10 Common Home Equity Loan Questions

    From borrowing limits to appraisal needs, we answer the most pressing questions our members have about the home equity loan process in Texas.

    Read More

Ready to use the equity in your home?

Use our quick and easy online application portal to start your next home project.

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* APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home's value. Payment Example: A home equity loan of $50,000 for 15 years at a simple interest rate of 6.50% would equal a payment of $436 per month with an APR of 6.67%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required.

HEL rates effective as of 07/26/2023. HELOC rates effective as of 07/26/2023.