Home Equity Overview

A home equity loan can be a useful financial tool to help meet your goals, whether you’re launching a home improvement project or consolidating debt.

Use Equity For:

Home Improvements Major Purchases or Tuition Debt Consolidation


% APR*
Get Started

Ready to use the equity in your home?

Use our quick and easy online application portal to start your next home project.

* APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: a home equity loan of $50,000 for 15 years at a simple interest rate of 7.95% would equal a payment of $476 per month with an APR of 8.02%.. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 09/29/2023.

** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to: market conditions, appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.