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Free overdraft protection

With Rebound, Amplify's free overdraft protection service, eligible members can temporarily overdraft their accounts up to a specified limit. And qualified usage of Rebound will never impact your credit score² or your membership status.

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Fee-Free Debit Card Spending

With fee-free banking, your day-to-day transactions will never be subject to costly overdraft fees or surprise surcharges. Here are just a few ways to use your Amplify Mastercard® and get the most from your fee-free experience.

  • Budget Your Spend

    Get the most from fee-free banking by using your debit card for everyday spending and recurring transactions.

  • Protect Your Spend

    Get peace of mind with Zero Liability Protection from Mastercard®. Add security by registering for ID Theft Protection™.

  • Stretch Your Spend

    Save on processing fees when you use your debit card to make payments in Cash App, Venmo, and PayPal.

  • Streamline Your Spend

    Skip the hassle of reentering card information by adding your debit card to your digital wallet, Apple Pay, or Samsung Pay.

Mobile-first banking

Take your fee-free experience to the next level with online banking at Amplify. Use your phone to deposit checks, transfer funds, or review your transaction history. It's kind of like a branch that fits in your pocket.

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Keep your money safe with Amplify

Since 2022, Amplify has put millions back in the pockets of our members with fee-free banking. And to protect that money, Amplify offers members up to $250,000 in deposit insurance through the National Credit Union Share Insurance Fund.

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Learn more about fee-free banking

Want to learn more about fee-free banking? Visit our fee-free banking webpage and hear from our Chief Experience Officer on Amplify's decision make bank fees extinct.

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¹"Bank fees and minimum balances have risen to record highs, survey finds," Marketplace (10/2021)
²When you overdraft your account with Rebound overdraft protection, you must bring your account back to a positive balance within 14 days. If your account remains negative beyond that point, you are subject to administrative action that may impact your credit score and member standing.