First-Time Homebuyers

  • Figure out your mortgage budget

  • Research mortgage terms and options

  • Prepare for the homebuying process

Resources + Guides for Homebuyers

Looking for your first home? Check out our resources and guides, all designed to prepare you for the exciting journey ahead.

  • Guide for First-Time Homebuyers

    We put together this guide for first-time homebuyers to explain the process and launch you into your new home adventure.

    Guide
  • How to Get Prequalified

    Mortgage pre-qualification is an important initial step for first-time homebuyers because it demonstrates that you meet a lender’s minimum requirements.

    Prequalification
  • Homebuying Timeline

    In this article, we'll lay out what happens, when it happens, and how you can prepare for your homebuying experience.

    Timeline
  • Down Payment Options

    Did you know that some loans only require as low as 3%? Or that Texas has some great programs that may be able to help you out? Don't get stuck on 20%--continue reading for helpful tips and information.

    Down Payment

Estimate Your Monthly Payment

The best way to prepare for a mortgage is to get some numbers on the table. Use this calculator to take a look at how much your mortgage, property taxes, and homeowners insurance might be each month.

This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.

Guide for First-Time Homebuyers

Homebuying can be complex, with unfamiliar terms and a complicated process. Your lender and real estate agent are there to walk you through every step of the process, but this Guide is a great way to get a bird's eye view on everything that needs to happen.

Download the Guide

Find the right mortgage for you.

We offer a variety of mortgage loans types, all of which can be tailored for your needs.

Detailed Calculators

Calculate the details of home loans and the values that may help you decide the right mortgage for you.

  • Rent vs. Buy

    Compare the cost of renting versus owning a home

    Calculate
  • Mortgage Payment

    Compare mortgage payments with advanced details

    Calculate
  • Home Affordability

    Double-check your budget for a mortgage payment

    Calculate
  • Real Estate ROI

    Estimate the return on investment (ROI) you will make on a real estate investment

    Calculate

Helpful Articles

Ready to Apply Today?

Our easy and secure online application lets you apply within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.

Get Prequalified