Figure out your mortgage budget
Research mortgage terms and options
Prepare for the homebuying process
We put together this guide for first-time homebuyers to explain the process and launch you into your new home adventure.
Mortgage pre-qualification is an important initial step for first-time homebuyers because it demonstrates that you meet a lender’s minimum requirements.
In this article, we'll lay out what happens, when it happens, and how you can prepare for your homebuying experience.
Did you know that some loans only require as low as 3%? Or that Texas has some great programs that may be able to help you out? Don't get stuck on 20%--continue reading for helpful tips and information.
This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.
Homebuying can be complex, with unfamiliar terms and a complicated process. Your lender and real estate agent are there to walk you through every step of the process, but this Guide is a great way to get a bird's eye view on everything that needs to happen.
Compare the cost of renting versus owning a home
Compare mortgage payments with advanced details
Double-check your budget for a mortgage payment
Estimate the return on investment (ROI) you will make on a real estate investment
Our easy and secure online application lets you apply within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.