FHA Loans

Our government-backed FHA mortgage program offers a flexible alternative to conventional loans.

Product Overview

  • Higher loan limits for 2023.
  • Flexible credit requirements.
  • Down payments as low as 3.5%.
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Now offering Texas-sized FHA loans

Did you know that FHA loan limits have gone up in 2023? You can now get all the advantages of an FHA loan with limits between $472,030 to $571,550 in many of the counites we serve! Talk to our team to find out the FHA loan limit in your area or to go over any other questions you have.

What Are FHA Loans?Talk To Our Team

Who benefits from FHA loans?

Because FHA loans are often associated with smaller down payments and a wider range of credit scores, many borrowers assume that FHA loans will not serve their needs. But with higher loan limits in place, thousands of qualified buyers in these counties can now look for the home of their dreams.

  • Bastrop County

    If you live in cities like Bastrop or Elgin, you may borrow up to $571,550 for single-family homes.

  • Bell County

    If you live in cities like Killeen or Temple, you may borrow up to $472,030 for single-family homes.

  • Hays County

    If you live in cities like Buda or Dripping Springs, you may borrow up to $571,550 for single-family homes.

  • Travis County

    If you live in cities like Austin or Pflugerville, you may borrow up to $571,550 for single-family homes.

  • Williamson County

    If you live in cities like Georgetown or Leander, you may borrow up to $571,550 for single-family homes.

  • Need More?

    Visit the U.S. Department of Housing and Urban Authority website for a complete breakdown of FHA mortgage limits by county.

What are FHA loan requirements?

For one, FHA loans often require a smaller down payment than conventional loans, beginning at 3.5% (compared to 5% for conventional loans). Plus, FHA loans offer more credit-based flexibility to borrowers. Amplify will consider applications with credit scores as low as 600.

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Common FHA Loan Questions

We asked our lending team to answer some of the most common questions they receive about FHA loans. Don't see your question here? Contact our team at fha@goamplify.com.

  • Are there mortgage limits for FHA loans?

  • Are there restrictions on FHA property types?

  • Are FHA loans less attractive to sellers?

  • Are there credit requirements for an FHA loan?

Ready to become a homeowner in 2023?

We know you probably still have good questions about the FHA loan process in Texas. Use the link below to contact our loan officers directly and a member of the team will reach out to within 1-2 business days.

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