Commercial Banking
Austin’s home for free commercial banking. Pay zero fees¹ on banking or treasury management services².
Please note: as a Texas-based credit union, we are able to provide banking services to any business that is registered and authorized to operate in the state of Texas.
No Fees–No Strings
Every financial institution has its own set of rules to navigate, whether it’s waiving only some fees or the number of free transactions changing with your balance. With Amplify, there are no complicated requirements or conditions—business banking is fee-free.
| Amplify | Other Institutions | |
|---|---|---|
| Enhanced Online Banking | $0.00 | $30 – $100 |
| ACH Origination Per Item | $0.00 | $0.10 – $0.25 |
| Online Domestic Wire Per Item | $0.00 | $10 – $35 |
| Online International Wire Per Item | $0.00 | $25 – $50 |
| Positive Pay | $0.00 | $25 – $75 |
| Remote Deposit Capture Per Month | $0.00 | $25 – $50 |
| Monthly Maintenance Fee | $0.00 | $0 – $100 |
| Transaction Limits | None |
50-250 free, $0.10-$0.35 after |
Free treasury management services
In addition to our suite of fee-free deposit products, Amplify offers free treasury management services to qualified members².
Positive Pay
Reduce check fraud and verify authorized transactions by creating electronic files for payments with positive pay.
ACH Positive Pay
Ensure your debits comply with regulatory requirements and prevent unauthorized transactions to reduce the risk of loss.
Wire Transfers
Effortlessly manage wire transfers online and enjoy detailed reporting on your transaction history, dates, and recipients.
ACH Origination
Process one-time or recurring customer payments in a cost-effective manner with the added security of an ACH network.
Remote Deposit Capture
Amplify provides convenient and efficient check processing from remote locations using a desktop scanner or mobile device.
Additional Banking Services
From business banking to credit cards, Amplify offers a wide range of banking services to meet the daily needs of businesses.
High-Yield Savings
Earn a competitive interest rate on your liquid funds with Amplify’s high-yield savings accounts.
Virtual Support
Get dedicated support from our virtual branch on account opening and management.
Money Markets
Qualified businesses and nonprofits³ receive free bonus deposit insurance on their money market account.
Personalized support
Reach out to our Commercial Banking team to get one-on-one support with your business application.
Julie Macaluso
VP of Commercial Banking
Julie Macaluso
VP of Commercial Banking
For the past two decades, Julie Macaluso has been working with owners and controllers to streamline their business finances and money movement. Technology and regulations are constantly refreshing, and Julie is thankful to be available to help support businesses in navigating this ever changing environment.
Isaac Sindac
Commercial Banking Relationship Manager
Isaac Sindac
Commercial Banking Relationship Manager
Isaac Sindac joins Amplify with more than a decade of business banking experience. His clients range from small business owners to financial executives, and he works tirelessly to bring fee-free commercial banking and treasury management services to more businesses in the Greater Austin area and beyond.
Tonya Wynn
Commercial Banking Specialist
Tonya Wynn
Commercial Banking Specialist
A commercial banking professional since 2015, Tonya Wynn is part of the team that launched treasury managements services at Amplify Credit Union. She is a tireless advocate for fee-free commercial banking services and works to provide Amplify’s business members with real-time, personalized banking support.
Dani Mamari
Commercial Banking Relationship Officer
Dani Mamari
Commercial Banking Relationship Officer
As a former Assistant Branch Manager, Dani Mamari is no stranger to helping Amplify’s small business owners find the right banking solutions to fit their needs. Dani is now dedicated full-time to bringing commercial banking and treasury management solutions to businesses in the Greater Austin area.
FAQs
Commonly asked questions about business and commercial banking at Amplify.
Are there size requirements for commercial banking?
Can my business add excess deposit insurance?
What documents do I need to open an account?
Are there fees for commercial banking services?
Next Steps
Use the link below to schedule a one-on-one consultation with a member of our banking team.
¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).
²Commercial banking services are available to qualified business members. Membership eligibility is required. Business accounts are subject to approval and may be subject to additional terms and conditions. Terms and availability are subject to change.
³For qualifications and more information, please visit our Help Center.
Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.
