Learn more about fee-free banking at Amplify Credit Union.

Banking Fees

Over the past few years, rising prices and record-high¹ bank fees have had a big impact on families across Texas. Our hope is that fee-free banking will offer a little financial breathing room for those who need it and make life easier for our members. Visit the Fee-Free Banking homepage to learn more.

Account Maintenance Fee$0.00
Cashier’s Checks / Official Checks$0.00
Insufficient Funds Fee (NSF)$0.00
Overdraft Fee$0.00
Wire Transfer Fee (Domestic)$0.00
Wire Transfer Fee (International)$0.00
Account Closing Fee$0.00
Account Inactivity Fee$0.00
ATM Fees (In-Network)$0.00
ATM Fees (Out-of-Network)²$0.00
Bill Pay Fee$0.00
Business Checking Fee$0.00
Business Checking Activity Fee$0.00
Business Money Market Balance Fee$0.00
Check Order Fee
(One Box Per Checking Account Per Year)
Check Printing Fee$0.00
Check Return Fee$0.00
Check Withdrawals (Two-Party)$0.00
Collection Item Fee (Incoming)$0.00
Collection Item Fee (Outgoing)$0.00
Debit Card International Transaction Fee$0.00
Debit Card Replacement Fee$0.00
Electronic Statements Fee$0.00
High-Yield Savings Account Fee$0.00
Mail Return Processing Fee$0.00
Money Market Account Fee$0.00
Notary Public Service Fee$0.00
Online Banking Fee$0.00
Online Check Images Fee$0.00
Record Searches / Statement Reconciliations$0.00
Security and Account Alerts Fee$0.00
Skip-a-Pay Application Fee$0.00
Statement Copy Fee$0.00
Stop Payment Fee$0.00
Verification of Deposit Fee$0.00

Lending Fees

Whether you are taking out a personal loan or shopping for a new home, the team at Amplify works hard to offer you transparent and competitive lending services. Here are a few lending fees to consider when working with our award-winning team.

(Costs may vary depending on area, property type, and complexity)
$350.00 – $1,000.00
Credit Report Fee$35.00 – $75.00
Document Request (Copy)
Note, Deed of Trust, Closing Disclosure, Amortization Schedule, Other Closing Documents
Duplicate Statement / Loan History$4.00
Escrow Waiver / Set Up$50.00
Faxed Documentation$10.00
Partial Lien Lease$300.00
Phone Loan Payment$25.00
Property Inspection
(Costs may vary depending on area, property type, and complexity)
$185.00 – $250.00
Release of Lien Processing / Reconveyance$50.00
Return Check – Loan Payment Charge$30.00
Rush Mail Option (2-Day Ground Mail)$30.00
Subordination Fees
(May Vary if Subordination Agreement Document Preparation Is Part of the Request)
$150.00 – $250.00
Verification of Mortgages$5.00

¹”Bank fees and minimum balances have risen to record highs, survey finds,” Marketplace (10/2021)
²While Amplify does not charge out-of-network ATM fees, the owner of the ATM may still charge third-party machine fees. Our ATM Reimbursement Program will cover up to $12.00 in additional machine fees per month. Learn more at the Amplify Help Center.

Fees are subject to change. Please see the Forms & Disclosures page for additional disclosures.