Fees
Learn more about fee-free banking at Amplify Credit Union.
Personal Banking Fees
Over the past few years, rising prices and record-high¹ bank fees have had a big impact on families across Texas. Our hope is that fee-free banking will offer a little financial breathing room for those who need it and make life easier for our members. Visit the Fee-Free Banking homepage to learn more.
| Description | Amount |
|---|---|
| Account Maintenance Fee | $0.00 |
| Cashier’s Checks / Official Checks | $0.00 |
| Insufficient Funds Fee (NSF) | $0.00 |
| Overdraft Fee | $0.00 |
| Wire Transfer Fee (Domestic) | $0.00 |
| Wire Transfer Fee (International) | $0.00 |
| Account Closing Fee | $0.00 |
| Account Inactivity Fee | $0.00 |
| ATM Fees (In-Network) | $0.00 |
| ATM Fees (Out-of-Network)² | $0.00 |
| Bill Pay Fee | $0.00 |
| Check Order Fee (One Box Per Checking Account Per Year) | $0.00 |
| Check Printing Fee | $0.00 |
| Check Return Fee | $0.00 |
| Check Withdrawals (Two-Party) | $0.00 |
| Collection Item Fee (Incoming) | $0.00 |
| Collection Item Fee (Outgoing) | $0.00 |
| Debit Card International Transaction Fee | $0.00 |
| Debit Card Replacement Fee | $0.00 |
| Deposit Return Item Fee | $0.00 |
| Electronic Statements Fee | $0.00 |
| High-Yield Savings Account Fee | $0.00 |
| Mail Return Processing Fee | $0.00 |
| Mobile Deposit Fee | $0.00 |
| Money Market Account Fee | $0.00 |
| Notary Public Service Fee | $0.00 |
| Online Banking Fee | $0.00 |
| Online Check Images Fee | $0.00 |
| Overdraft Item Return Fee | $0.00 |
| Paper Statement Fee | $0.00 |
| Record Searches / Statement Reconciliations | $0.00 |
| Security and Account Alerts Fee | $0.00 |
| Skip-a-Pay Application Fee | $0.00 |
| Statement Copy Fee | $0.00 |
| Stop Payment Fee | $0.00 |
| Verification of Deposit Fee | $0.00 |
Business Banking Fees
We serve the businesses that serve Texas. And with fee-free banking, your organization will always pay zero dollars in transaction, account, or wire transfer fees. Learn more about Fee-Free Business Accounts.
Please note: all zero dollar fees that apply to personal banking accounts are also zero dollar fees for business accounts, with the exception of “Skip-a-Pay Application Fee” (not a business account feature).
| Description | Amount |
|---|---|
| ACH Credit/Debit | $0.00 |
| ACH File Transmission | $0.00 |
| ACH Notification of Change | $0.00 |
| ACH Originated Items | $0.00 |
| ACH Positive Pay Monthly Maintenance | $0.00 |
| ACH Returns | $0.00 |
| ACH Reversals/Deletions | $0.00 |
| Business Checking Activity Fee | $0.00 |
| Business Checking Fee | $0.00 |
| Business Money Market Balance Fee | $0.00 |
| Checks Paid | $0.00 |
| Deposit Account Reconciliation | $0.00 |
| Deposited Item | $0.00 |
| Deposits | $0.00 |
| EDI – Monthly Fee | $0.00 |
| EDI – Per Addenda Record | $0.00 |
| EDI – Transaction Fee | $0.00 |
| Foreign Check Deposited | $0.00 |
| Incoming Wire – Domestic | $0.00 |
| Incoming Wire – International | $0.00 |
| OLB Additional Users | $0.00 |
| OLB Monthly Maintenance | $0.00 |
| Outgoing Wire – Domestic | $0.00 |
| Outgoing Wire – International Wire (USD) | $0.00 |
| Payee Positive Pay Monthly Maintenance | $0.00 |
| Positive Pay Exception | $0.00 |
| Positive Pay Manual Entry | $0.00 |
| Positive Pay Monthly Maintenance | $0.00 |
| Positive Pay Per Item | $0.00 |
| Remote Deposit Capture (RDC) Deposit Deletion / Correction | $0.00 |
| Remote Deposit Capture (RDC) Monthly Maintenance Fee | $0.00 |
| Remote Deposit Capture (RDC) Per Deposit | $0.00 |
| Remote Deposit Capture (RDC) Per Item | $0.00 |
| Reconciliation Per Item | $0.00 |
| Uncollected Funds | $0.00 |
Lending Fees
Whether you are taking out a personal loan or shopping for a new home, the team at Amplify works hard to offer you transparent and competitive lending services. Here are a few lending fees to consider when working with our award-winning team.
| Description | Amount |
|---|---|
| Administrative Fee | $825.00 – $1650.00 |
| Appraisal (Costs may vary depending on area, property type, and complexity) | $795.00 – $2000.00 |
| Credit Report Fee | $55.19 – $110.36 |
| Document Request (Copy) Note, Deed of Trust, Closing Disclosure, Amortization Schedule, Other Closing Documents | $10.00 |
| Duplicate Statement / Loan History | $4.00 |
| Escrow Waiver / Set Up | $50.00 |
| Faxed Documentation | $10.00 |
| Partial Lien Lease | $300.00 |
| Phone Loan Payment | $25.00 |
| Property Inspection (Costs may vary depending on area, property type, and complexity) | $185.00 – $250.00 |
| Release of Lien Processing / Reconveyance | $50.00 |
| Return Check – Loan Payment Charge | $30.00 |
| Rush Mail Option (2-Day Ground Mail) | $30.00 |
| Subordination Fees (May Vary if Subordination Agreement Document Preparation Is Part of the Request) | $150.00 – $250.00 |
| Verification of Mortgages | $5.00 |
¹”Bank fees and minimum balances have risen to record highs, survey finds,” Marketplace (10/2021)
²While Amplify does not charge out-of-network ATM fees, the owner of the ATM may still charge third-party machine fees. Our ATM Reimbursement Program will cover up to $12.00 in additional machine fees per month. Learn more at the Amplify Help Center.
Fees are subject to change. Please see the Forms & Disclosures page for additional disclosures.
