Business Checking Account

Open a free business checking account with Amplify and lower your bank fees¹ to $0.00.

Fee-Free Checking

  • $0.00 for transaction fees
  • $0.00 for wire transfers
  • Free overdraft protection
  • Deposit insurance up to $250K
Contact Our Team
Application Checklist

Austin's Only Source for Fee-Free Checking

With the recent uncertainty around several major banks, we know it can be hard to find a financial institution you can trust. But at Amplify, we're not in the business of taking risks with your money. Our businesses pay $0.00 in fees and receive up to $250,000 in NCUA deposit insurance.

  • Zero Bank Fees

    Thanks to our unique fee-free banking program, businesses will pay $0.00 in common penalties like transaction fees or wire transfer fees.

    See Our Fees

  • Zero Balance Minimums

    You do not have to maintain a certain deposit limit to gain access to fee-free banking or free overdraft protection. Pay $0.00 in account fees no matter your balance.

  • Free Overdraft Protection

    When you join Amplify, you are automatically eligible for free overdraft protection. Visit Ask Amplify for more information on criteria and qualifications.

    Learn More

  • NCUA Deposit Insurance

    Our business clients receive up to $250,000 in deposit insurance through the National Credit Union Share Insurance Fund.

    Learn More

Free overdraft protection

Our business members are automatically eligible for free overdraft protection. That means if you accidentally overdraft on your account, Amplify will allow you to temporarily overdraw your account up to a certain amount without cancelling the transaction.

Learn MoreHow do I qualify?

Keep your money safe with Amplify

Since 2022, Amplify has put millions back in the pockets of our members with fee-free banking. And thanks to the National Credit Union Share Insurance Fund, Amplify members are covered for up to $250,000 in deposit insurance.

Learn MoreTalk to an Amplify banker

Ready to apply?

Our goal is to be a trusted home for your money even in uncertain times. Use this contact form to request an application and an Amplify banker will be in touch within 1-2 hours². To speed up the process, please include your business name in the "How can we help?" field.

Please do not include any sensitive information such as account number or social security number.

Additional Links

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours duringnormal business hours.

Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.