Free Business Checking Account

Pay $0.00 in bank fees¹ and enjoy exclusive Mastercard benefits with a free business checking account at Amplify.

Fee-Free Checking

  • No minimum balances.
  • $0 in transaction fees.
  • $0 in transfer fees.
  • Exclusive Mastercard benefits.
Contact Our Team

Banking is better with fee-free checking.

In 2022, Amplify made national headlines for removing all bank fees on our business checking and savings accounts. Our free checking and debit card products are designed to put more money back into your business.

Contact Our Team

Free Business Checking Account Benefits

At Amplify, our goal is to help local businesses bank with confidence. That's why we offer a collection of checking account and debit card benefits that will help businesses of every size better serve their communities.

  • $0.00 in Transaction Fees

    Unlike some financial institutions, Amplify will never penalize you based on your transaction volume. That means no transaction or transfer fees.

  • $0.00 in Checking Fees

    Avoid common surcharges like maintenance fees and overdraft fees with fee-free banking for businesses at Amplify.

  • Free Overdraft Protection

    Enjoy an extra layer of payment protection on debit cards, checks, and ACH transactions with our free overdraft protection program.

  • Exclusive Mastercard Travel Benefits

    Mastercard's custom travel benefits include travel resources, care rental insurance, and Mastercard Airport Concierge™.

  • Exclusive Mastercard Protection

    Cardholders at Amplify are also eligible to participate in Mastercard's ID Theft Protection™ and Zero Liability Protection programs.

    Learn More

  • Exclusive Mastercard Offers

    Gain exclusive offers from merchants like Intuit® QuickBooks® and enjoy additional savings with the Mastercard Easy Savings™ program.

    Learn More

Application Steps

Want to know more about the application process at Amplify? Below is a breakdown of each stage of the application process -- from the initial contact form submission to the final onboarding experience.

  • Submit Our Contact Form

    Use the form below to provide the name and contact information for your business representative. A virtual banker will be in touch within one (1) business day.


    Contact Us

  • Complete the Application

    Your virtual banker will provide you with a copy of the application and additional resources - including an application checklist - to help you get your documentation in order.


  • Account Approval

    Our virtual bankers manually review each application and work with applicants to address any outstanding issues with their business documentation.


  • Enroll and Fund

    Once your application has been approved, your banker will be in touch with information about online banking and important account features.


Business Checking FAQs

Here are some of the most common questions we get about our business savings accounts. If you would like to discuss the application process or our banking features with a member of the team, please email us at virtualbranch@goamplify.com.

  • What documents do I need to open an account?

  • Where can I learn more about overdraft protection?

  • How do I enroll in Mastercard ID Theft Protection™?

  • Can I access my business account in online banking?

Our business is your success

If you would like to learn more about business banking at Amplify, use this form to submit your name, contact information, and the organization you represent. A virtual banker will follow up soon² to discuss your application and next steps.

Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours during normal business hours.

Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.