Free Business Checking Account

Pay $0.00 in bank fees¹ and enjoy exclusive Mastercard benefits with a free business checking account at Amplify.

Fee-Free Checking

No Minimum Balances $0 in Transaction Fees $0 in Transfer Fees Exclusive Mastercard Benefits
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Business checking without fees

Enjoy a business checking account and debit card from Amplify and always pay $0.00 in zero transfer, transaction, or overdraft fees.

Free Business Checking Account Benefits

At Amplify, our goal is to help local businesses bank with confidence. That’s why we offer a collection of checking account and debit card benefits that will help businesses of every size better serve their communities.

$0.00 in Transaction Fees

Unlike some financial institutions, Amplify will never penalize you based on your transaction volume.

$0.00 in Checking Fees

Avoid common surcharges like maintenance fees and overdraft fees with fee-free banking for businesses at Amplify.

Free Overdraft Protection

Enjoy an extra layer of payment protection on debit cards, checks, and ACH transactions with our free overdraft protection program.

Debit Card Protection

Business debit cardholders are eligible for Mastercard’s ID Theft Protection™ and Zero Liability Protection programs.

Debit Card Travel Benefits

Business debit cardholder travel benefits include exclusive experiences for businesses and car rental insurance.

Debit Card Offers

Business debit cardholders receive exclusive merchant offers and enjoy savings with the Easy Savings™ program.

Application Steps

Below is a breakdown of each stage of the application process, from the initial contact form submission to the final onboarding experience.


You can also learn more about business banking at Amplify by visiting Ask Amplify, our virtual help center.

What documents do I need to open an account?

Where can I learn more about overdraft protection?

How do I enroll in Mastercard ID Theft Protection™?

Can I access my business account in online banking?

Our business is your success

If you would like to learn more about business banking at Amplify, use this form to submit your name, contact information, and the organization you represent. A virtual banker will follow up soon² to discuss your application and next steps.

"*" indicates required fields

Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours during normal business hours.

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.