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Austin's Only Source for Fee-Free Banking

With the recent closure of several major banks, we know it can be hard to find a financial institution you can trust. But at Amplify, we're not in the business of taking risks with your money. Our businesses pay $0.00 in fees and receive up to $250,000 in NCUA deposit insurance.

  • Zero Bank Fees

    Thanks to our unique fee-free banking program, businesses will pay $0.00 in common penalties like transaction fees or wire transfer fees.

    See Our Fees
  • Zero Balance Minimums

    You do not have to maintain a certain deposit limit to gain access to fee-free banking or free overdraft protection. Pay $0.00 in account fees no matter your balance.

  • Free Overdraft Protection

    When you join Amplify, you are automatically eligible for free overdraft protection. Visit Ask Amplify for more information on criteria and qualifications.

    Learn More
  • NCUA Deposit Insurance

    Our business members receive up to $250,000 in deposit insurance through the National Credit Union Share Insurance Fund.

    Learn More

Free overdraft protection

Our business members are automatically eligible for free overdraft protection. That means if you accidentally overdraft on your account, Amplify will allow you to temporarily overdraw your account up to a certain amount without cancelling the transaction.

Learn MoreHow do I qualify?

Deposit protection you can trust

Thanks to the National Credit Union Share Insurance Fund, Amplify members are covered for up to $250,000 in deposit insurance. Talk to an Amplify banker to learn more about how this applies to your business structure.

Learn MoreTalk to an Amplify banker

Questions & Answers

Have questions about business banking at Amplify? We've provided answers for a few of our most common banking questions below.

  • What do I need to apply?

  • Do you still offer interest rates on business accounts?

  • Can I add overdraft protection to a business account?

  • Do your debit cards come with any additional benefits?

  • Does my business structure affect deposit insurance?

  • Does Amplify offer commercial and small business loans?

Ready to apply?

With the recent closures of several high-profile banks, our goal is to help you feel confident in your financial decisions. Use this contact form to request more information about Amplify's business banking services and an Amplify banker will be in touch within 1-2 hours². To speed up the process, please include your business name in the "How can we help?" field.

Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours during normal business hours.

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.