Business Checking Account

Our free business checking accounts come with $0.00 in fees¹ and $250k in deposit insurance.

Fee-Free Banking

$0.00 for Transaction Fees $0.00 for Wire Transfers Free Overdraft Protection Deposit Insurance Up to $250K
Contact Our Team

Austin’s Only Source for Fee-Free Banking

With the recent closure of several major banks, we know it can be hard to find a financial institution you can trust. But at Amplify, we’re not in the business of taking risks with your money. Our businesses pay $0.00 in fees and receive up to $250,000 in NCUA deposit insurance.


Free overdraft protection

Our business members are automatically eligible for free overdraft protection. That means if you accidentally overdraft on your account, Amplify will allow you to temporarily overdraw your account up to a certain amount without cancelling the transaction.

Deposit protection you can trust

Thanks to the National Credit Union Share Insurance Fund, Amplify members are covered for up to $250,000 in deposit insurance. Talk to an Amplify banker to learn more about how this applies to your business structure.

Questions & Answers

Have questions about business banking at Amplify? We’ve provided answers for a few of our most common banking questions below.

What do I need to apply?

Can I add overdraft protection to a business account?

Does my business structure affect deposit insurance?

Do you still offer interest rates on business accounts?

Do your debit cards come with any additional benefits?

Does Amplify offer commercial and small business loans?

Ready to apply?

Use this contact form to request more information about Amplify’s business banking services and an Amplify banker will be in touch within 1-2 hours². To speed up the process, please include your business name in the “How can we help?” field.


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Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.