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Primary Savings Rate

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BalanceDividend Rate*APY*
$100 - $2,4990.15%0.15%
$2,500 - $4,9990.20%0.20%
$5,000 +0.25%0.25%

* APY is Annual Percentage Yield and accurate as of 11/5/2018 and is subject to change without notice. $5 minimum balance required to open. Must maintain at least $100.00 to earn the stated APY. Fees may reduce the earnings.

High Yield Savings Rate

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Deposit RangeDividend Rate*APY*
$100 - $2,4991.54%1.55%
$2,500 - $4,9991.54%1.55%
$5,000 +1.54%1.55%

* APY is Annual Percentage Yield and accurate as of 11/5/2018 and is subject to change without notice. No minimum balance required to open. Must maintain at least $100.00 to earn the stated APY. Fees may reduce the earnings.

IRA Savings Accounts

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BalanceDividend Rate*APY*
$100 - $2,4990.25%0.25%
$2,500 - $4,9990.25%0.25%
$5,000 +0.25%0.25%

* APY is Annual Percentage Yield and accurate as of 11/5/2018. The Dividend Rate and APY (Annual Percentage Yield) are subject to change at any time, as determined by the Credit Union Board of Directors. The Savings IRA APY is based on credit union earnings and declared at the end of a dividend period (quarterly).

IRA Certificates

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BalanceTermAPY*
$500-$9,99960 Months2.05%
$10,000-$24,99960 Months2.55%
$25,000-$49,99960 Months2.65%
$50,000-$99,99960 Months2.80%
$100,000+60 Months3.05%
$500-$9,99930 Months1.60%
$10,000-$24,99930 Months2.10%
$25,000-$49,99930 Months2.20%
$50,000-$99,99930 Months2.35%
$100,000+30 Months2.60%
$500-$9,99918 Months1.30%
$10,000-$24,99918 Months1.80%
$25,000-$49,99918 Months1.90%
$50,000-$99,99918 Months2.05%
$100,000+18 Months2.30%
$500-$9,99912 Months1.05%
$10,000-$24,99912 Months1.55%
$25,000-$49,99912 Months1.65%
$50,000-$99,99912 Months1.80%
$100,000+12 Months2.05%

* Annual Percentage Yield (APY) is effective 01/02/19 and may change at any time. Early withdrawal on certificates of deposit could result in a substantial penalty. Minimum balance of $500 required to obtain the advertised APY. The Savings IRA APY is based on credit union earnings and declared at the end of a dividend period (quarterly).

Money Market Advantage Rates

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BalanceDividend Rate*APY*
$1,000 - $14,9990.30%0.30%
$15,000 - $49,9990.30%0.30%
$50,000 - $99,9990.30%0.30%
$100,000 - $199,9990.30%0.30%
$200,000 +0.30%0.30%

* APY is Annual Percentage Yield and effective as of 11/15/18. Rates subject to change without notice. Minimum balance of $1,000 is required to earn the advertised APY and to avoid a $10 monthly service charge. Federal regulation limits the account to six (6) transfers or withdrawals per month. By exceeding the threshold, you may be subject to a fee or account closure. Additional terms, conditions, and restrictions may apply.

High Yield Money Market

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Deposit RangeDividend Rate*APY*
$5,000 - $49,9991.35%1.36%
$50,000 - $99,9991.54%1.55%
$100,000 - $249,9991.73%1.75%
$250,000 +1.98%2.00%

* The Annual Percentage Yield (APY) for the High Yield Money Market Account is current as of 12/1/2018. The dividend rate and APY is a variable rate and may change at any time without notice. Federal regulation limits this account to six (6) transfers or withdrawals per month. By exceeding the threshold, you may be subject to a fee or account closure. Fees may reduce the earnings. Offer applies to personal accounts only and money not already on deposit at Amplify. Offer applies to personal accounts only.

Business Money Market Rates

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BalanceDividend Rate*APY*
$1,000 - $24,999.990.30%0.30%
$25,000+1.00%1.01%

* APY is Annual Percentage Yield and effective as of 11/15/18. Rates subject to change without notice. Minimum balance of $1,000 is required to earn the advertised APY and to avoid a $10 monthly service charge. Federal regulation limits the account to six (6) transfers or withdrawals per month. By exceeding the threshold, you may be subject to a fee or account closure. Additional terms, conditions, and restrictions may apply.

Certificates of Deposit (CD) Rates

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TermDeposit RangeInterest Rate*APY*
6 Months$500-9,9990.50%0.50%
6 Months$10,000-24,9991.00%1.00%
6 Months$25,000-49,9991.10%1.10%
6 Months$50,000-99,9991.24%1.25%
6 Months$100,000+1.49%1.50%
12 Months$500-9,9991.00%1.00%
12 Months$10,000-24,9991.49%1.50%
12 Months$25,000-49,9991.59%1.60%
12 Months$50,000-99,9991.74%1.75%
12 Months$100,000+1.98%2.00%
18 Months$500-9,9991.24%1.25%
18 Months$10,000-24,9991.74%1.75%
18 Months$25,000-49,9991.84%1.85%
18 Months$50,000-99,9991.98%2.00%
18 Months$100,000+2.23%2.25%
24 Months$500-9,9991.49%1.50%
24 Months$10,000-24,9991.99%2.00%
24 Months$25,000-49,9992.08%2.10%
24 Months$50,000-99,9992.23%2.25%
24 Months$100,000+2.48%2.50%
30 Months$500-9,9991.54%1.55%
30 Months$10,000-24,9992.03%2.05%
30 Months$25,000-49,9992.13%2.15%
30 Months$50,000-99,9992.28%2.30%
30 Months$100,000+2.53%2.55%
36 Months$500-9,9991.59%1.60%
36 Months$10,000-24,9992.08%2.10%
36 Months$25,000-49,9992.18%2.20%
36 Months$50,000-99,9992.33%2.35%
36 Months$100,000+2.57%2.60%
48 Months$500-9,9991.74%1.75%
48 Months$10,000-24,9992.23%2.25%
48 Months$25,000-49,9992.33%2.35%
48 Months$50,000-99,9992.48%2.50%
48 Months$100,000+2.72%2.75%
60 Months$500-9,9991.98%2.00%
60 Months$10,000-24,9992.48%2.50%
60 Months$25,000-49,9992.58%2.60%
60 Months$50,000-99,9992.72%2.75%
60 Months$100,000+2.97%3.00%
84 Months$500-9,9992.23%2.25%
84 Months$10,000-24,9992.72%2.75%
84 Months$25,000-49,9992.82%2.85%
84 Months$50,000-99,9992.97%3.00%
84 Months$100,000+3.21%3.25%

* Annual Percentage Yield (APY) is effective 01/02/19 and may change at any time. Early withdrawal on certificates of deposit could result in a substantial penalty. Minimum balance of $500 required to obtain the advertised APY.

Mortgage Rates

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NameAPR As Low As*Rates As Low As*Discount Points*Monthly P&I Payment

*Rates are effective as of xx/xx/xxxx.

* The rates provided assume the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in zipcode 78732. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

A mortgage of $125,000 for 30 years at 3.87% APR requires a P&I payment of $587.80 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Adjustable Rate Mortgages (ARM) are variable and your annual percentage rate may increase after the original fixed rate period. Assumes closing costs paid out of pocket and tax and insurance escrow account created. All rates and programs subject to loan underwriting and approval and may be subject to change depending on individual credit profile and other qualifications

To determine your estimated monthly payment use our mortgage payments calculator

Not all products and terms are shown

Personal Loan Rates & Personal Line of Credit Rates

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Rates as Low as (APR*)
9.99%

* APR is Annual Percentage Rate. Rates effective as of 11/8/18. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Check with an Amplify Account Management Professional (AMP) to determine the rate for which you qualify.

Home Equity Loan Rates

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TermRates as Low as (APR*)
60 Months4.15%
120 Months4.89%
180 Months4.91%
240 Months5.75%
241 Months5.75%

* APR is Annual Percentage Rate and available as of 11/15/2018 with typical closing costs of $325. Actual rate will depend on your credit history. All loans subject to credit approval. Additional terms, conditions, and restrictions may apply. All loan rates based on creditworthiness and may vary. Check with an Amplify Account Management Professional to determine the rate for which you qualify. By Texas law combined Loan-to-Value (CLTV) cannot exceed 80% of your home’s value. Amplify Membership and Property insurance required. Subject to change or cancellation without notice.

Home Equity Line of Credit Rates

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Rates as Low as (APR*)
5.25%

* The Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published in The Wall Street Journal Money Rates Table (the "Index"), +/- a margin based on credit worthiness. Current Index is 5.00%. Maximum APR is 17.90%. This loan has a 10-yr Draw Period, followed by a 10-year repayment term. Property Insurance, including flood insurance as needed, is required. The combined loan-to-value cannot exceed 80% of fair market value. A minimum draw amount of $4,000 is required for each advance after the initial $10,000 advance at origination. Administrative fee of $325. Loan subject to credit approval. Additional terms, conditions, and restrictions may apply. Membership required. Subject to change or cancellation without notice.

Home Improvement Loan Rates

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TermRates as Low as (APR*)
60 Months5.19%
72 Months5.59%
96 Months5.79%
120 Months5.99%
180 Months6.19%

* Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice. Effective as of the 11/15/18.

Homeowner Express Loan Rates

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Rates as Low as (APR*)
8.49%

* Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice. Effective as of 11/15/18.

Auto Loan Rates (New)

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TermRates as Low as (APR*)
0 - 48 Months4.49%
49 - 66 Months4.59%
67 - 75 Months4.69%
76 - 84 Months6.29%

* APR is Annual Percentage Rate. Rates effective as of 01/04/19. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Check with an Amplify Account Management Professional (AMP) to determine the rate for which you qualify.

Auto Loan Rates (Used)

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TermRates as Low as (APR*)
0 - 48 Months4.49%
49 - 66 Months4.59%
67 - 75 Months4.69%
76 - 84 Months6.29%

* APR is Annual Percentage Rate. Rates effective as of 01/04/19. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Check with an Amplify Account Management Professional (AMP) to determine the rate for which you qualify.

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