Homeowner Express Line of Credit

Get funds only when you need them with Amplify’s homeowner express line of credit.


Designed for Homeowners Borrow Up to $40k No Application Fee No Early Repayment Penalties


% APR*
Log In to Apply

Credit designed for homeowners

Personal lines of credit are designed to be there when you need them. That’s why we’ve designed a line of credit made specifically for homeowners to tackle those little expenses that pop up along the way.

Borrow Up to $40,000

Our lines of credit go up to $40,000, which providers homeowners with a pretty good backup plan for all those unexpected expenses.

Get Funded in Days

Ready to start drawing on your line of credit immediately? Our applications can be reviewed and approved in as little as one day.

No Application Fees

Here’s one less thing to worry about: you will never pay an application fee with either our homeowner express loans or lines of credit.

No Prepayment Penalties

Only pay interest on the money you use, and never pay a prepayment penalty if you decide to pay off your line of credit early.


Your project, your line of credit

Whether your next project costs $100 or $10,000, our homeowner express lines of credit provide the right amount of flexibility to meet your needs.

Homeowner Express FAQs

If you are unfamiliar with our Homeowner Express loans or lines of credit, you probably have questions about how the application process works. In this section, we’ll break down what makes our Homeowner Express products different from other kinds of personal loans on the market.

Why do I need to be an Amplify member to apply?

Do I need to have a mortgage with Amplify to apply?

Do you have a required credit score for HOEX loans?

Does applying for a HOEX LOC hurt my credit?

Submit your application

Ready to get started? A Homeowner Express line of credit application can be approved and funded in as little as one business day.

* Annual Percentage Rate (APR). Rates effective as of 7/4/2024. Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice.