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How Much Home Can You Afford?

We work with all sorts of budgets, let us help you estimate how much home you can afford and your monthly payment before you apply.

This calculator is for illustrative purposes only and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.

Rates That Never Change

Looking to buy that home you plan on staying in for the next seven years or longer? The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change which are great for those looking to lay some roots down.

Mortgages Made Easy

Our easy and secure online application lets you apply within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.

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Finance Your Dream Home

Our fast and easy online application makes it easier than ever to secure a mortgage.

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The interest rate displayed is for informational purposes only, and is subject to change without notice. APR is the Annual Percentage Rate based on excellent credit (740+). Your actual rate may vary based on your factors.

The rates provided assume the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in zip code 78732. The property is an existing single family home and will be used as a primary residence. The rate lock period is 45 days and the assumed credit score is 740.

A mortgage of $200,000 for 30 years at 4.71% APR requires a P&I payment of $1,038 per month. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.

** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to: market conditions, appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.