Bank Better With Amplify

The biggest difference between a bank and a credit union is where the money goes. Amplify Credit Union does not have a parent company. We also do not have shareholders. Instead, we are a not-for-profit financial corporation that is owned and controlled by our members and managed by a volunteer Board of Directors. This means we can do things like offer lower rates, better customer service, and, of course, make the switch to fee-free banking.

To be eligible to join Amplify, you must live, work, or study anywhere in the state of Texas. You can learn more about our membership requirements here.

Amplify offers two free overdraft programs to our members. Our overdraft prevention program attempts to avoid overdrafts by applying funds from a connected savings account or line of credit. Our overdraft protection program will, at the discretion of our team, temporarily provide funds to complete overdrafts from qualified members. Click on the Ask Amplify links above to learn more about both fee-free overdraft programs.

Thanks to fee-free banking, Amplify charges $0.00 for any bank fees that we control. This includes account maintenance fees, overdraft fees, wire transfer fees, and many more. That said, there are times where a third party may introduce additional fees to a transaction—in those (very) rare instances, our team promises to be both proactive and transparent in letting you know that certain fees may be applicable.

When you use an ATM, you are often being charged two sets of fees: out-of-network service fees from your bank or primary financial institution, and machine fees charged by the owner of the ATM. Not only will Amplify never charge you out-of-network fees to use another company’s ATMs, we also offer an ATM rebate program to help offset those machine fees.