Fee-Free Banking

Switch to Amplify and you'll always pay $0 in bank fees no matter how you use your money.

Banking Without Fees

  • $0 in service fees
  • $0 in overdraft fees
  • $0 in wire transfer fees
  • No bank fees of any kind
Stop Paying Fees

Stop giving your bank a 'fee' pass

Does it sometimes feel like your bank spends all its time chipping away at your savings with fees? At Amplify, we believe everyone deserves to keep the money they've earned. So we have a simple promise to our community: no bank fees no matter what.

Stop Paying FeesSee our list of $0 fees

Be more than a revenue stream

Fees are how many banks can turn a profit even while paying out interest to their customers. Our fee-free approach is designed to work equally for everyone — no matter the size of your savings account. Here's our breakdown¹ of who wins — and who loses — when you keep your money with another bank.

  • Gen Z

    Gen Z pays an average of $25.00 a month or $300.00 a year in bank account fees.

  • Millennials

    Millennials pay an average of $28.00 a month or $336.00 a year in bank account fees.

  • Gen X

    Gen X pays an average of $17.00 a month or $204.00 a year in bank account fees.

  • Baby Boomers

    Baby Boomers pay an average of $22.00 a month or $264.00 a year in bank account fees.

How to go fee-free

Fee-free banking at Amplify is not an add-on or a premium service - it's a standard benefit for every member, no matter how long you've been with the credit union. Here's how to benefit from fee-free banking.

  • Open an Account

    Our streamlined application allows you to open a new savings and checking account in just a few easy steps.


  • Download Our App

    Our mobile-first banking experience puts fee-free banking in the palm of your hand. Download our app in App Store or Google Play.


  • Transfer Your Spending

    Our ClickSWITCH platform will identify existing payments and recurring deposits and automatically transfer them to your new Amplify account.


    How It Works

Got Questions?

We know opening a bank account can be a lot, so we want to answer as many of your questions as we can. Still have questions? Email us at feefree@goamplify.com and an actual human being will get back to you within 24 hours.

  • What makes credit unions different from banks?

  • Does Amplify offer interest on their accounts?

  • Do you still offer overdraft protection?

  • Are there any hidden penalties?

  • Does fee-free apply to loans?

  • What about ATM fees?

$0 in bank fees, no matter what

Click on the link below to open a checking or savings account and let us deliver on our promise of a fee-free banking experience.

Stop Paying Fees

¹"Survey: Nearly half of Americans are sacrificing recession preparedness by paying checking fees," Bankrate (1/17/2023)