New & Used Auto Loans

Get pre-approved for a new or used auto loan. Explore rates, terms, and our full range of financing and refinancing options.

Product Overview

  • Apply in just 10 minutes
  • New and used vehicle financing
  • Shop at the dealership or buy online
Rates as low as

6.09% APR*

Get Pre-Approved
All Auto Rates and Terms

  • Fast and Easy Online Application

  • Pre-Approval Before You Buy

  • New and Used Financing

Application Timeline

Once your application has been submitted, our team will provide you with regular updates about your application status and timeline. Here are the four key stages you can expect to see with a successful loan application.

  • Application Review

    Our team will review your application material. Should anything appear to be missing, we will notify you as soon as possible with the requested updates.


    Get Started

  • Credit Decision

    If your application is conditionally approved, it will be sent to our underwriting team once we receive all required documents and a more detailed financial review will take place.


  • Finalization

    Once the underwriting team gives the green light, you will be asked to review and confirm the final loan details.


  • Loan Funding

    Amplify will create a new loan account in your name and authorize the release of your funds.


Shop with confidence

When shopping in-person for a new vehicle, it is very easy to feel overwhelmed. That's why our team prepared a short guide to dealership fees to help you know exactly what you're being charged - and why.

Learn More5 reasons to get pre-approved

Budget-friendly protection plans

Many Texas dealerships will charge thousands of dollars for protection plans on your vehicle. You deserve a protection plan that won't break your budget.

Learn MoreIs gap insurance worth the cost?

Auto Loan FAQs

We answer some common questions about the auto loan experience at Amplify.

  • Can I talk to someone at Amplify about a loan?

  • What types of auto loans does Amplify offer?

  • What vehicles will Amplify finance?

  • Does Amplify offer Tesla financing?

  • Can I add a vehicle protection package to an existing loan?

  • Does applying for a vehicle loan hurt my credit?

  • Are Carvana or Carmax customers eligible?

  • How do I register a used vehicle purchase?

Ready to buy your next car?

Our fast and easy online application makes buying a new or used car easier than ever.

Apply in Minutes
Or call (512) 834-6509

Additional Links

* APR is Annual Percentage Rate. Rates effective as of 10/01/2023. Rates subject to change without notice. Actual APR determined at time of loan funding and is based on your application and individual credit information. Vehicle model year 2019 and newer. Does not apply to existing Amplify Credit Union loans. Full coverage insurance with a maximum deductible of $1,000 is required. Requires Amplify Credit Union be added as lienholder. Other conditions may apply. Membership required.

* Payment example: 60-month auto loan of $20,000 at 6.40% APR will have an estimated monthly payment of $390.39 (not including taxes and fees).