Fee-Free Banking

Switch to Amplify and you’ll always pay $0 in bank fees no matter how you use your money.

Banking Without Fees

$0 in Service Fees $0 in Overdraft Fees $0 in Wire Transfer Fees No Bank Fees of Any Kind
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Stop giving your bank a ‘fee’ pass

Does it sometimes feel like your bank spends all its time chipping away at your savings with fees? At Amplify, we believe everyone deserves to keep the money they’ve earned. So we have a simple promise to our community: no bank fees no matter what.

Be more than a revenue stream

Fees are how many banks can turn a profit even while paying out interest to their customers. Our fee-free approach is designed to work equally for everyone — no matter the size of your savings account. Here’s our breakdown¹ of who wins — and who loses — when you keep your money with another bank.

Gen Z

Gen Z pays an average of $25.00 a month or $300.00 a year in bank account fees.


Millennials pay an average of $28.00 a month or $336.00 a year in bank account fees.

Gen X

Gen X pays an average of $17.00 a month or $204.00 a year in bank account fees.

Baby Boomers

Baby Boomers pay an average of $22.00 a month or $264.00 a year in bank account fees.

How to go

Fee-free banking at Amplify is not an add-on or a premium service – it’s a standard benefit for every member, no matter how long you’ve been with the credit union. Here’s how to benefit from fee-free banking.

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Got Questions?

We know opening a bank account can be a lot, so we want to answer as many of your questions as we can. Still have questions? Email us at [email protected] and an actual human being will get back to you within 24 hours.

What makes credit unions different from banks?

Do you still offer overdraft protection?

Does fee-free apply to loans?

Does Amplify offer interest on their accounts?

Are there any hidden penalties?

What about ATM fees?

$0 in bank fees, no matter what

Click on the link below to open a checking or savings account and let us deliver on our promise of a fee-free banking experience.

¹”Survey: Nearly half of Americans are sacrificing recession preparedness by paying checking fees,” Bankrate (1/17/2023)

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.