Small Business Checking Account

Pay $0.00 in bank fees¹ and enjoy exclusive Mastercard benefits with a free business checking account at Amplify.

Business Benefits

Zero Account or Transaction Fees Free Overdraft Protection Exclusive Mastercard Benefits
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Big savings for small businesses

With zero account fees, transaction fees, and overdraft fees, our small business checking accounts mean you’ll only spend your budget on the things that matter.

Small Business Checking Account Benefits

Amplify serves the businesses that serve our community. Learn more about how our free business checking accounts offer a penalty-free banking experience for small businesses.

Zero Bank Fees

Our small business members are protected from ever having to pay overdraft fees, deposit fees, transfer fees, and more.

Debit Card Protection

Business debit cardholders are eligible for Mastercard’s ID Theft Protection™ and Zero Liability Protection programs.

Free Overdraft Protection

Enjoy an extra layer of payment protection on debit cards, checks, and ACH transactions with our free overdraft protection program.

NCUA Deposit Insurance

Earn up to $250,000 in NCUA-backed deposit insurance based on your business entity type.

Application Steps

Below is a breakdown of each stage of the business checking application process — from the initial contact form submission to the final onboarding experience.


Learn more about our business banking services by visiting Ask Amplify, our online help center.

What documents do I need to open an account?

Where can I learn more about overdraft protection?

How do I enroll in Mastercard ID Theft Protection™?

Can I access my business account in online banking?

Contact our team

Want to learn more about business checking at Amplify? Use this form to provide the name and contact information for an organization representative and a virtual banker will follow up shortly.

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Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²An Amplify banker will be in touch within two hours during normal business hours.

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.