Rethink the ‘Forever Home’
Did you know the average American only stays in their home for eight² years? Talk to an Amplify loan officer about why now is a good time to prioritize home value over the lowest possible interest payments.
How It Works
Once you complete your application, a member of the Amplify team will reach out to discuss your loan and refinance options. Want to know if you are qualified? Check out the applicant criteria³ in our FAQ section below.
Complete an application for a home loan. Our team will reach out to you shortly to schedule an appointment with a loan officer.
Our loan officers will work with you throughout the mortgage process to help you secure the best possible rate and discuss your refinance options.
Contact our team within 24 months to refinance your mortgage with zero costs or appraisal fees.
Forget the fine print – we’re doing our best to proactively answer every question you might have about our refinance program.
How do I qualify for the free refinance offer?
There are four conditions you must meet to qualify for a free loan refinance. First, the loan must be a current Amplify loan. Second, borrowers must have completed a minimum of six (6) timely payments on the loan. Third, the rate/term refinance can only be up to the confirming loan limit. And finally, the refinance must be within 24 months of the current loan’s close date.
Are there loan balance requirements?
To be eligible for the loan refinance offer, your amount must fall beneath the current conforming loan limit in Texas. As of November 2023, the current conforming limit is $726,200. There is no minimum loan amount required to be eligible for this offer.
How much can I save?
As part of this refinance offer, Amplify will be waiving closing costs on your refinance. Depending on the total size of the loan, this could save borrowers anywhere between $3,000 and $5,000 in future out-of-pocket expenses.
What if property values drop before I refinance?
This offer is only available to borrowers whose appraisal returns an equal or higher home value at the time of refinance. Homes that are appraised below the current loan value will not be eligible for this offer. Please note that this offer extends for 24 months from the date of the current loan’s close, which means that home valuations may be subject to change.
Get more from the market
Want to lock in an improving rate and get a free refinance from the Amplify team? Fill out the application below and a member of the Amplify Home team will reach out to shortly!
¹Because they are collected to pay property taxes and insurance each year, prepaid escrows are not fees and therefore are not calculated as part of the free refinance with Amplify.
²”Average length of homeownership: Americans spend less than 15 years in one home” (Zebra)
³There are four conditions applicants must meet to qualify for a free loan refinance. First, the loan must be a current Amplify loan. Second, borrowers must have completed a minimum of six (6) timely payments on the loan. Third, the rate/term refinance can only be up to the confirming loan limit. And finally, the refinance must be within 24 months of the current loan’s close date.