Buy Now, Refinance Later for Free

Finance your new home with Amplify and we'll guarantee a no-cost refinance in the next 24 months.

Limited-Time Offer

  • Enjoy improving rates.
  • Save thousands on a refinance.
  • Refinance for free¹ within 24 months.
Apply Now
Just need a refinance? Save $1,000 with Amplify

How it works

Once you complete your application, a member of the Amplify team will reach out to discuss your loan and refinance options. Want to know if you are qualified? Check out the applicant criteria² in our FAQ section below.

  • Apply for a Loan

    Complete an application for a home loan. Our team will reach out to you shortly to schedule an appointment with a loan officer.


    Start Your Application

  • Close Now

    Our loan officers will work with you throughout the mortgage process to help you secure the best possible rate and discuss your refinance options.


    Start Your Application

  • Refinance Later

    Contact our team within 24 months to refinance your mortgage with zero costs or appraisal fees.


    Need a refinance now?

Act now before the market heats up

Thanks to stabilizing home prices and improving rates, many Texans are now restarting their searches for a new home. And to help you get the most from the market, we're throwing in a mortgage refinance free of cost.

Apply Now

Got Questions?

Forget the fine print - we're doing our best to proactively answer every question you might have about our refinance program.

  • How do I qualify for the free refinance offer?

  • How much can I save?

  • Are there loan balance requirements?

  • What if property values drop before I refinance?

Get more from the market

Want to lock in an improving rate and get a free refinance from the Amplify team? Fill out the application below and a member of the Amplify Home team will reach out to shortly!

Apply Now
Just need a refinance? Learn more about our current offer

¹Because they are collected to pay property taxes and insurance each year, prepaid escrows are not fees and therefore are not calculated as part of the free refinance with Amplify.

²There are four conditions applicants must meet to qualify for a free loan refinance. First, the loan must be a current Amplify loan. Second, borrowers must have completed a minimum of six (6) timely payments on the loan. Third, the rate/term refinance can only be up to the confirming loan limit. And finally, the refinance must be within 24 months of the current loan's close date.