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No more trying to time the market.

With mortgage rates expected to decrease in the coming months, finding the right time to buy can be tricky. That's why we've taken the guesswork out of financing your home. Lock in a mortgage with Amplify today and we'll guarantee a no-cost refinance when rates drop.

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How it works

Before you reach out about Amplify's limited-time refi offer, take a moment to review the conditions and timeline.

The loan must be a current Amplify loan | Borrowers must have completed a minimum of six (6) timely payments on the loan | The rate/term refinance can only be up to the confirming loan limit | The refinance must be within 24 months of the current loan's close date.

  • Contact Our Team

    Use the contact form below to express interest in our limited time refi offer. We will reach out to you within 24 hours to schedule an appointment.


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  • Close Now

    Our loan officers will work with you throughout the mortgage process to help you secure the best possible rate.


  • Refinance Later

    Contact our team within 24 months to refinance your mortgage with zero costs or appraisal fees.


Got Questions?

Forget the fine print - we're doing our best to proactively answer every question you might have about our refinance program.

  • How much can I save?

  • Are there loan balance requirements?

  • What if property values drop before I refinance?

  • I'm ready to apply. Why the contact form?

Contact Our Team

If you are interested in learning more about our refi offer, fill out the form below. A member of the Amplify lending team will reach out within 1-2 business days to discuss your financing needs and qualifications.

Please do not include any sensitive information such as account number or social security number.

*Criteria for refinance offer participation includes the following: 1) the loan must be within conforming limits, 2) the refinance is limited to a no cash out rate and term refinance, and 3) the property must be appraised at equal or above the purchase price at the time of refinance.

*Because they are collected to pay property taxes and insurance each year, prepaid escrows are not fees and therefore are not calculated as part of the free refinance with Amplify.