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Visa® Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history,1 here's a great way to begin that process.
  • Enjoy the convenience of credit, including the option to carry a balance.
  • Earn interest on the money in your secured savings account.

Raise Your Credit Score

Worried about a low credit score? A secured credit score is just one approach you can take to build (or rebuild) your credit history. In this article, our team presents a few options to help you permanently raise your credit score.

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Choose the Card That's Right for You

Whether you want to pay down balances, maximize cash back, earn rewards, or begin building your credit history, we have the right card for you.

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Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

6 Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.