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  • Low, Fixed Rates

  • No Prepayment Penalties

  • 24/7 Online & Mobile Banking

Installment Loan Types

Learn more about the differences between unsecured loans, savings secured loans, and certificate secured loans at Amplify Credit Union.

  • Unsecured Loans

    Use the funds for anything

    • Loan terms available up to 5 years
    • Funds are deposited into your Amplify Savings or Checking account
    See Current Rates
  • Savings Secured Loans

    Secured by funds in an Amplify Savings Account

    • Loan terms available up to 5 years
    • Low, fixed rates and no prepayment penalties for paying off early
    • A great way to build or boost your credit!
    See Current Rates
  • Certificate (CD) Secured Loans

    Secured by funds in an Amplify Certificate of Deposit

    • Loan term determined by the certificate term
    • Low, fixed rates and no prepayment penalties for paying off early
    • A great way to build or boost your credit!
    See Current Rates

Only available to members

While our mortgage products are available to members and non-members alike, only those with an Amplify Credit Union savings account can apply for a secured or unsecured personal loan.

Not a member? Open a savings account today to start your membership.

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Personal loan mistakes to avoid

Worried that an installment loan might blow up your finances? In this new article, we ask Amplify Consumer Lending Manager Kevin Garraway to share his advice on what to keep in mind when researching personal loans.

Learn More

* Payment example for an installment loan: 60-month personal loan of $10,000 at 11.95% APR will have an estimated monthly payment of $222.19 (not including taxes and fees). Effective as of 10/1/2023.