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A Better Kind of Personal Loan

For many new homeowners, rising real estate prices has a two-fold effect: more money in your down payment and less money in your savings. These costs can make planning your next big purchase a challenge. That's why we created the Homeowner Express loan, a custom personal loan designed specifically for homeowners.

  • Borrow Up to $40,000

    Members can borrow up to $40,000 with zero restrictions on usage. From home improvements to personal travel, that money belongs to you.

  • Get Funded in Days

    No more long waits: Homeowner Express loan applications can be approved and funded in as little as one business day.

  • No Application Fees

    It'll be easy to remember our application fee for Homeowner Express loans. We charge zero dollars regardless of your ultimate application status.

  • No Prepayment Penalties

    If your plans change, we won't keep you on the hook. Close out your loan without the costly prepayment penalties you see from other lenders.

Your Home, Your Loan

Our Homeowner Express loans were designed to be flexible. With an average loan balance of less than $10,000, these loans are perfect for everything from debt consolidation to interior decoration to travel expenses.

Login To ApplyHow Do I Apply?

Homeowner Express FAQs

If you are unfamiliar with our Homeowner Express (HOEX) loans - or personal loans in general - you might have questions about how the application process works. In this section, we'll do our best to break down some of the key points and provide you with important information about a personal loan.

  • Why do I need to be an Amplify member to apply?

  • Do I need to have a mortgage with Amplify to apply?

  • Do you have a required credit score for HOEX loans?

  • Does applying for a HOEX loan hurt my credit?

Submit Your Application

Ready to get started? A Homeowner Express loan application can be approved and funded in as little as one business day.

Log In to Apply

* Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice. Effective as of 02/20/2020.