Home Equity Overview
A home equity loan can be a useful financial tool to help meet your goals, whether you’re launching a home improvement project or consolidating debt.
Our Home Equity Products
Whether your upcoming project is best served by a lump-sum loan or an open line of credit, Amplify has products that will help you get the most from the equity in your home.
Home Equity Loans*
Borrow up to 80% of your home’s value with no application fees or pre-payment penalties.
Home Equity LOC**
Use the value of your home to secure a line of credit for a fixed low closing cost.
Contact Us
Not sure what loan is best for you? Contact our team to start a discussion about your home equity needs.
Recommended Reading
Have a plan before your borrow. Before choosing your home equity loan, check out some of the how-to guides developed by our real estate team.
Texas Home Equity Loan Rules
Did you know that Texas has some of the strictest home equity rules in the country? We break down everything you need to know before you borrow.
10 Common Home Equity Loan Questions
From borrowing limits to appraisal needs, we answer the most pressing questions our members have about the home equity loan process in Texas.
Ready to use the equity in your home?
Use our quick and easy online application portal to start your next home project.
*All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Property insurance required. Amplify membership required. Click here for product rates (effective 11/13/2025).
**This first-lien loan has a 10-yr Draw Period, followed by a 10-year repayment term. Property Insurance, including flood insurance as needed, is required. The combined loan-to-value cannot exceed 80% of fair market value. A minimum draw amount of $4,000 is required for each advance after the initial $10,000 advance at origination. Click here for product rates (effective 11/13/2025). Loan subject to credit approval. Additional terms, conditions, and restrictions may apply. Membership required. Subject to change or cancellation without notice.
