Home Equity
Loan Rates
Looking at a major home improvement project or a major life expense? Get the ball rolling with a home equity loan from Amplify Credit Union.
| Term | Interest Rate | APR* |
|---|---|---|
| 60 Months | 5.90% | 6.59% |
| 120 months | 6.15% | 6.52% |
| 180 Months | 6.20% | 6.46% |
| 240 Months | 6.80% | 7.01% |
If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
*APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: a first-lien home equity loan of $50,000 for 60 months at an interest rate of 5.90% would equal a payment of $964.32 per month with an APR of 6.59%. Please consult a loan officer to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Administrative fee of $825. Appraisal fee (if applicable per loan amount): $795-$2000. Credit report fee: $50.15-$110.36. Rates effective as of 11/13/2025.
**Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to: market conditions, appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.
