Visa® Secured Card
Unlike other types of credit cards, a secured credit card requires cardholders to make an initial deposit that will serve as the credit limits for the card. Secured credit cards come with several benefits, especially for those early in their financial journey.
- If you need to improve or re-establish your credit history¹, here’s a great way to begin that process.
- Enjoy the convenience of credit, including the option to carry a balance.
Raise your credit score
Worried about a low credit score? A secured credit card is just one approach you can take to build (or rebuild) your credit history. In this article, our team presents a few options to help you raise your credit score.
Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
¹Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A.
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