Freelancer Bank Account

Pay $0.00 in bank fees¹ with fee-free banking for freelancers at Amplify Credit Union.

Savings and Checking

  • Savings rate of 4.0% APY².
  • Zero transaction fees.
  • Zero transfer or account fees.
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Business banking for the self-employed

As an Austin-based financial institution, we know the impact an independent workforce can have on the community. That's why we're proud to offer fee-free banking to freelancers and self-employed workers across Central Texas.

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Free Business Savings and Checking

Since 1967, we've worked hard to help small businesses bank with confidence and better serve their communities. If you would like to learn more about the benefits of banking with Amplify, contact our virtual bankers at virtualbranch@goamplify.com to schedule a one-on-one consultation.

  • Savings Earnings

    Earn an annual savings rate of 4.0% APY with a business savings account at Amplify. No minimum balances required.

  • Fee-Free Banking

    With a fee-free business account at Amplify, you will pay $0.00 in common penalties like transaction fees or wire transfer fees.

  • Free Overdraft Protection

    Our free overdraft protection program offers self-employed workers an extra level of certainty on debit cards, checks, and ACH transactions.

  • Exclusive Mastercard Benefits

    Debit cardholders gain access to an exclusive array of Mastercard benefits, including their ID Theft Protection™ and Zero Liability Protection programs.

Application Steps

Want to know more about the application process at Amplify? Below is a breakdown of each stage of the application process — from the initial contact form submission to the final onboarding experience.

  • Submit Our Contact Form

    Fill out the form below with your name and contact information. A virtual banker will reach out in one (1) business day to discuss your banking needs.


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  • Complete the Application

    You will then receive a copy of the business account application from our team. This will include a checklist for application materials for your self-employed business type.


  • Account Approval

    Your virtual banker will then review the application and contact you with any questions or concerns. Each application undergoes a manual review and approval from our team.


  • Enroll and Fund

    Once your application is approved, your virtual banker will contact you with more information on how to fund your account(s) and enroll in online banking.


Freelancer Banking FAQs

Here are a few of the common questions we get about freelancer banking at Amplify. If you would like to discuss the application process or our banking features with virtual banker, please contact our team at virtualbranch@goamplify.com.

  • Are there any requirements to earn a savings rate?

  • What documents do I need to open an account?

  • Where can I learn more about overdraft protection?

  • Can I access my business account in online banking?

Our business is your success

If you would like to learn more about how Amplify can help your small business grow, then use this form to submit your name and contact information. A virtual banker will follow up within one (1) business day to discuss the application process and next steps.

Please do not include any sensitive information such as account number or social security number.

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

²APY is Annual Percentage Yield and accurate as of 08/15/2023 and is subject to change without notice.

Please refer to the Share Account Rate Disclosure, Certificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.