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100% Financing Homebuyer Program

Built with first-time homebuyers in mind, our newest mortgage program is designed to level the playing field for homeownership.

How We Help

No Down Payment No Mortgage Insurance Personalized Consultations Streamlined Application
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Homeownership Expanded

For some Texans, the only thing standing between them and homeownership is the down payment. Our 100% financing program is designed to help more Texans move from paying rent to investing in themselves.

Program Benefits

With Amplify’s 100% financing program, we’re leveling the playing field for homebuyers. Now owning a home is less about the money you can put down and more about fitting your mortgage into your monthly budget.

No Down Payments

We’ve removed the buyer contribution requirements, because we believe homeownership should be contingent on what you’ll earn — not just what you’ve saved.

No Mortgage Insurance

Even well-qualified buyers can see their monthly payments balloon with private mortgage insurance. That’s why PMI is excluded from our financing loan program.

No Salary Restrictions

Many down payment assistance programs are salary-based, but our financing loan program will never disqualify you because you earn too much.

No Unexpected Increases

The fixed terms of our financing loan program offer you with a monthly payment schedule you can count on, no matter what happens in the rental market.

How It Works

Qualifying for our financing loan program will require some additional work with your mortgage loan officer. But once you have a budget in mind, the rest of the process is very straightforward.

1

Prequalification

Speak with a loan officer about your budget and goals.

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2

House-Hunting

Find an agent. Then find the right home for you.

3

Make an Offer

Work with your agent to develop the terms of your offer.

4

Approval

Set aside time for home inspections and to prepare your documentation.

5

Closing

Sign your paperwork and take home your new keys.

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FAQs

Still have questions about our financing loan program? Contact our team using the form below.

What are the qualifications for the financing program?

What are the closing costs for the financing program?

Can I choose my loan officer?

Is this a variable-rate loan?

Home loans made easy

Our easy and secure online application lets you apply online within minutes from any device. The step-by-step guided support helps you complete the application faster and easier than ever before.

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All loans subject to credit and underwriting approval. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Assumes closing costs paid out of pocket and tax and insurance escrow account created.