Home Equity Loans
Looking at a major home improvement project or a major life expense? Get the ball rolling with a home equity loan* from Amplify Credit Union.
Home equity loans on your terms
There is no one-size-fits-all approach to home equity loans. That’s why why we offer several terms for qualified buyers. Our fixed rate installment loan lets you access the available equity in your home. And your funds will be available four (4) business days after closing.
Home Equity Loan Features
Before you apply for a loan, we want you to know what to expect from our lending team. Here are a few important facts about our home equity loan products at Amplify.
Borrow Up To 80%
Borrow up to 80% of the value of your home. Talk to a member of our real estate team to learn more.
No Application Fee
Pay $0.00 in home equity loan application fees no matter the final status of your loan.
No Pre-Payment Penalty
Pay $0.00 in pre-payment penalties if you choose to repay your loan balance earlier than expected.
$50k Minimum Loan
Borrow only what you need for your projects. Our home equity loan terms start at $50,000 and go from there.
Similar Products
Based on your interest in our Home Equity Loan, we thought you might be interested in some of our other home loan products.
Ready to leverage your home’s equity?
Use our quick and easy online application portal to start your next home project.
If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
*All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Property insurance required. Amplify membership required. Click here for product rates (effective 11/13/2025).
