Home Equity Line of Credit
Compare rates, terms, and our financing options. Our home equity lines of credit are designed to be flexible, available, and easy to use.
Product Overview
7.25
Borrow as you need it
Our home equity lines of credit are perfect for your next big project. Access the available equity in your home and only pay interest on what you borrow.
How Much Home Equity Can I Use?
Estimate how much home equity you have before you apply.
Calculate Your Available Equity for a Line of Credit
This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary.
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Ready to access your home equity?
Learn more about how a home equity line of credit can help you consolidate existing loans or plan for a big expense.
*The Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. Current Index is 7.25%. Maximum APR is 17.90%. This loan has a 10-yr Draw Period, followed by a 10-year repayment term. Property Insurance, including flood insurance as needed, is required. The combined loan-to-value cannot exceed 80% of fair market value. A minimum draw amount of $4,000 is required for each advance after the initial $10,000 advance at origination. Administrative fee of $325. Appraisal fee (if applicable per loan amount): $895-$1295. Loan subject to credit approval. Additional terms, conditions, and restrictions may apply. Membership required. Subject to change or cancellation without notice. Rates effective 09/18/2025.
