Fee-Free Checking

Amplify Credit Union is Austin’s home for online checking accounts with zero fees

Fee-Free Everyday Spending

Set your spending free with a zero fee checking account and an easy-to-use debit card. No overdraft fees, no minimum balances.

More Flexibility

Make spending easy with a mobile wallet and connect your debit card to Apple Pay, Google Pay, or Samsung Pay.

More Security

Get real-time transaction alerts and protect yourself against unauthorized purchases with Mastercard’s Zero Liability protection program.

No Penalties

With zero account fees, zero overdraft fees, and free overdraft programs, we’ll never confuse your money for our money.

Free checking without the fine print

Open your Amplify checking account today and enjoy everyday spending without bank fees.

How It Works

Whether you’re in the market for a brand new bank or just a better checking account, we’ve made it easier than ever to join Amplify.

Sign up to get checking information by email


Still have questions about banking at Amplify? Contact our team at [email protected].

Are there any hidden fees at Amplify?

What are Amplify's membership requirements?

Does Amplify offer mobile check deposits?

Where are Amplify's branches located?

¹The term bank fees refers to any fees associated with the operation of personal or business deposit accounts. This includes savings accounts, checking accounts, certificates of deposit, and money market accounts. Bank fees does not refer to personal, commercial, or real estate loan products, or to third-party services offered through Amplify (such as wealth management or credit card services).

Please refer to the Share Account Rate DisclosureCertificate Account Rate Disclosure, and Beneficial Owner Disclosure for further information relating to the above products. See Business Fee Schedule & Rate Schedule for current rates and fees.