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FAQs
Still have questions about our home equity products? Contact our team using the form below.
How much can I borrow with a home equity loan?
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*APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Payment Example: a home equity loan of $50,000 for 60 months at an interest rate of 6.15% would equal a payment of $425.99 per month with an APR of 6.32%. Please consult a loan officer to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 06/12/2025.
*The Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. Current Index is 7.25%. Maximum APR is 17.90%. This loan has a 10-yr Draw Period, followed by a 10-year repayment term. Property Insurance, including flood insurance as needed, is required. The combined loan-to-value cannot exceed 80% of fair market value. A minimum draw amount of $4,000 is required for each advance after the initial $10,000 advance at origination. Administrative fee of $325. Appraisal fee (if applicable per loan amount): $895-$1295. Loan subject to credit approval. Additional terms, conditions, and restrictions may apply. Membership required. Subject to change or cancellation without notice. Rates effective 09/18/2025.
³If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
Amplify Credit Union Home is a department of Amplify Credit Union. Federally Insured by NCUA. Equal Housing Lender.