Your Home Powers Your Life

Enjoy a home equity loan or line of credit from Amplify’s award-winning lending team.

Home Equity Goals

Whether you’re in the market for a loan or a line of credit, our home equity products¹ will help you put your house to work.

Home Improvement

From building a backyard oasis to much-needed repairs or replacements, our home equity products can help you turn your house into a home.

Major Life Events

Whether you’re starting a business, planning a wedding, or sending a loved one to college, our home equity products can help.

Debt Consolidation

From credit card expenses to emergency medical bills, use the equity in your home to lock in a fixed rate and avoid higher-interest payments.

Start Your Application Today

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Home Equity Products

Whether your upcoming expense is best served by a lump-sum loan or an open line of credit, Amplify has the home equity products to help. You can also pay down your balance with zero early repayment penalties.

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Explore the terms that are right for you with a fixed-rate home equity loan from Amplify. View our current rates here.

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Lines of Credit

Open a home equity line of credit² with Amplify and only pay interest on what you borrow. View our current rates here.


Still have questions about our home equity products? Contact our team using the form below.

How much can I borrow with a home equity loan?

What are the closing costs of home equity products?

Is there a minimum loan amount for home equity products?

Does Amplify charge prepayment penalties?

Get Help With Your Loan

Our award-winning real estate team is here to help you navigate the home equity process. Fill out the form below and a member of our team will be in touch in 1-2 business days.

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Please do not include any sensitive information such as account number or social security number.

¹Payment Example: a home equity loan of $50,000 for 15 years at an interest rate of 7.15% would equal a payment of $455 per month with an APR of 7.22%. APR is Annual Percentage Rate based on excellent credit. Your actual rate may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home’s value. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required. Rates effective as of 05/14/2024.

²The home equity line of credit Annual Percentage Rate (APR) is variable and is based on the highest Prime Rate published each month-end in The Wall Street Journal Money Rates Table (the “Index”), +/- a margin based on credit worthiness. The current Index is 8.50%. Maximum APR is 17.90%. The maximum combined loan-to-value cannot exceed 80% of the Fair Market Value of your home. A minimum draw amount of $4,000 is required for each advance after the initial minimum $10,000 advance at the time of loan funding. HELOCs have a draw period of 10 years with interest only payments required. After that period, the loan will amortize of a 10 year term. Interest on your HELOC may be tax-deductible- please consult your tax advisor regarding the deductibility of interest. Property Insurance, including flood insurance as needed, is required to be maintained. Loans subject to credit approval. All loan rates based on creditworthiness and may vary. Amplify Membership required. Consult the CFPB’s Home Equity Line of Credit booklet as well as the Early HELOC Disclosure for more information. Rates effective as of 04/22/2024.

³If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.

Amplify Credit Union Home is a department of Amplify Credit Union. Federally Insured by NCUA. Equal Housing Lender.