Anything is Possible
The personal loan designed with homeowners in mind
Anything is Possible
| Flexibility meets low rates
Did you know that Amplify also offers great alternatives to Home Equity Loans? Use this tool to help decide between a Home Equity Loan and one of our Homeowner Express Loans or Lines of Credit.
| Get it done for less
| Personal loans, but better
A Homeowner Express Loan or Line of Credit is perfect for smaller-scale home improvement projects such as redecorating a room with new furniture, updating kitchen appliances, or even replacing an air conditioning unit.
When life throws a curveball, a Homeowner Express Loan or Line of Credit can help you pay for large or expenses such as school tuition, medical costs, moving to a new home, or any other surprises or emergencies that arise.
Keeping an open line of credit can be a great way to make sure you and your family have access to emergency funds should the need arise. Amplify’s Homeowner Express Line of Credit has a fixed interest rate, making it a great alternative to a credit card.
| We have answers
Homeowner Express Loans and Lines of Credit are personal loans available to homeowners in the Austin, TX area and are only offered through Amplify Credit Union. Just like other personal loans, the Homeowner Express Loan (and lines of credit) are unsecured and do not require a lien to be placed on your home. With low, fixed rates, these financing options can be significantly less expensive than financing your expenses with a credit card or “project loan” from a hardware store.
The Express Loan is an installment loan that will fund a lump sum up front. You then begin making monthly payments toward the balance, and your monthly payments will always be the same until the loan is paid off. The installment loan is available in a 5-, 7-, or 10-year term.
The Express Line of Credit is like a credit card, but without the plastic. You can borrow what you need when you need it, and you only pay interest on what you borrow. To access it, you’ll make a transfer from the line of credit to your Amplify checking account where you can use your debit card to access the funds. Because your line of credit balance may change as you borrow more money, your monthly payments may change. Even after you pay the balance down to $0.00, the line of credit remains available should you need it again.
No. The Homeowner Express Loan and Express Line of Credit do not require any home equity, nor do they require a lien to be placed on the property. Even if you move to a new address, your Express Loan or Line of Credit will go with you.
We sure do! Although homeownership is required to get the Homeowner Express Loan or Line of Credit, Amplify also offers standard Personal Loans and Personal Lines of Credit that are perfect for renters. These fixed-rate options are great for making small improvements to your living space or upgrading appliances you own. Learn more about Amplify's Personal Loans and Personal Lines of Credit here.
| Because your financial success is ours
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1. Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice. Effective as of the date above.