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Amplify FCU
PO Box 85300
Austin, TX 78708
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Homeowner Express Loans are personal loans for homeowners

Anything is Possible


The personal loan designed with homeowners in mind

Homeowner Express Loans are personal loans for homeowners

Anything is Possible


The personal loan designed with homeowners in mind


  |  Flexibility meets low rates

  • Loan amounts or credit limits up to $40,000 available
  • Available as installment loan with 5-year terms, OR as revolving line of credit
  • Fixed rate for the life of the loan or line of credit
  • Funds available within 24 hours of loan approval
  • No home equity or lien required
  • Use the funds for anything!
  • Use our Personal Loan Calculator to calculate your monthly payment
  • Debit card and ATM access through your Amplify Free Checking Account
  • Manage your funds through Amplify’s Online Banking and Mobile Banking App
  • Apply online now, or stop by any of our Austin, Round Rock, or Cedar Park locations
Use this tool to help determine if a Home Equity Loan is right for your needs

Help Me Choose!

Did you know that Amplify also offers great alternatives to Home Equity Loans? Use this tool to help decide between a Home Equity Loan and one of our Homeowner Express Loans or Lines of Credit.


  |  Get it done for less

Credit Score 0 to 60 Months
730 + 7.49%
700 - 729 7.99%
680 - 699 8.49%


  |  Personal loans, but better

A Homeowner Express personal loan is a great way to finance home improvement projects both large and small

Home Improvement

A Homeowner Express Loan or Line of Credit is perfect for smaller-scale home improvement projects such as redecorating a room with new furniture, updating kitchen appliances, or even replacing an air conditioning unit.

A Homeowner Express personal loan can help you cover large expenses like tuition, medical bills, furniture, appliances, and more

Finance Major Expense

When life throws a curveball, a Homeowner Express Loan or Line of Credit can help you pay for large or expenses such as school tuition, medical costs, moving to a new home, or any other surprises or emergencies that arise.

A personal loan or line of credit can help with emergency expenses

Emergency Funds

Keeping an open line of credit can be a great way to make sure you and your family have access to emergency funds should the need arise. Amplify’s Homeowner Express Line of Credit has a fixed interest rate, making it a great alternative to a credit card.


  |  We have answers


Application fees NONE
Closing costs NONE
Prepayment penalty NONE

Amplify’s complete Consumer Fee Schedule located HERE.


  |  Because your financial success is ours

Compare Amplify's loan and financing options for home improvement

Home Improvement Loans

Home Improvement Loans come in all shapes and sizes. Compare Equity, Express, Installments, and Lines of Credit.

Amplify's debt consolidation loan options for homeowners

Debt Consolidation for Homeowners

Learn more about your debt consolidation options as a homeowner and what type of debt to include.

Tips and advice for financing and installing a new swimming pool

How to Finance a New Swimming Pool

Financing and installing a new swimming pool is a big project! Read these tips before you dig.

Tips and recommendations when hiring a contractor for home improvements

7 Tips for Hiring Contractors

Save time, money, and headaches by taking these recommendations to heart when hiring a contractor.

1. Annual Percentage Rate (APR). Final rate and terms offered will be determined by your credit history and underwriting guidelines. Subject to credit approval. Homeownership and Amplify membership required; additional restrictions, limitations, and exclusions may apply; please contact an Amplify representative for further details. All Amplify loan programs, rates, terms and conditions are subject to change at any time without notice. Effective as of the date above.

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