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  • Online quick application

  • Close in as little as 20 days **

  • Fixed rate, predictable payments

Home Equity Loan Calculator

Estimate how much home equity you have and your monthly payment before you apply.

Calculate Your Available Home Equity

How much you are eligible to borrow:

-

Max Loan To Value Ratio:

80%

Calculate Your Loan Payment

Estimated monthly payment:

-/mo

Payment based on:
(780+ credit score)

0.00%

APR*

This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.

Get All of the Details

  • Borrow up to 80% of your home's value
  • Closing Costs: Fixed $325
    Covers title search, flood determination, credit report, and county filing fees.
    If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.
  • No application fee
  • No pre-payment penalty
  • Minimum loan amount: $50,000

A Loan on Your Terms

Everyone's situation is unique which is why we offer loans with terms of 5, 10, 15, and 20 years. Our fixed rate installment loan lets you access the available equity in your home. And your funds will be available four (4) business days after closing.

Terms and Rates

Similar Products

Based on your interest in our Home Equity Loan, we thought you might be interested in some of our other home loan products.

  • Home Equity Line of Credit
    4.75% APR*
    (depending on credit score)
    Learn More
  • Homeowner Express Loan
    8.49% APR*
    (depending on credit score)
    Learn More
  • Home Improvement Loan
    5.19% APR*
    (depending on credit score)
    Learn More
  • ?

    Not sure what home loan product makes sense for your specific needs?

    Help Me Choose

Ready to access the cash from the equity in your home?

Because the money you put in your home should be available to you. Our online application portal makes applying simple and easy.

Apply in minutes

* APR is Annual Percentage Rate based on excellent credit. Your actual may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home's value. Payment Example: A home equity loan of $50,000 for 15 years at a simple interest rate of 4.25% would equal a payment of $377 per month with an APR of 4.31%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required.

** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to; appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.