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  • Online quick application

  • Close in as little as 20 days**

  • Fixed rate, predictable payments

Home Equity Loan Calculator

Estimate how much home equity you have and your monthly payment before you apply.

Calculate Your Available Home Equity

How much you are eligible to borrow:


Max Loan To Value Ratio:


Calculate Your Loan Payment

Estimated monthly payment:


Payment based on:
(780+ credit score)



This calculator is for illustrative purposes only, and based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual rate, terms and fees may vary. Your Monthly Payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment.

We have the right loan for you.

  • Home Equity Line of Credit
    3.75% APR*

    (depending on credit score)

    Apply Now
  • 15 Yr. Mortgage Refinance

    (depending on credit score)

    Apply Now

Ready to access your home's equity?

Because the money you put in your home should be available to you.

Apply in Minutes

Home Equity Loan Details:

Borrow up to 80% of your home's value, minimum loan amount: $50,000, closing costs: fixed $325 (Covers title search, flood determination, credit report, and county filing fees.If necessary, additional borrower fees may be required for appraisal, survey, and/or title company closing costs.). No application fee or pre-payment penalty

* APR is Annual Percentage Rate based on excellent credit. Your actual may vary based on your factors. All loans subject to credit and property approval. Subject to change or cancellation without notice. Check with an Amplify Real Estate Loan Specialist to determine the rate for which you qualify. Consult the Texas Home Equity Early Disclosure for more information. Under Texas law, the combined loan-to-value (CLTV) cannot exceed 80% of your home's value. Payment Example: A home equity loan of $50,000 for 15 years at a simple interest rate of 4.00% would equal a payment of $371 per month with an APR of 4.06%. Please refer to our calculator to estimate your actual payment. Taxes and insurance for escrow payment are not included; your actual payment obligation will be higher. Property insurance required. Amplify membership required.

** Amplify’s performance record for closing real estate loans starting from loan application (assuming a completed loan package has been submitted, including an executed purchase contract, if needed) to loan closing. Events outside of Amplify’s control, including but not limited to: market conditions, appraised values, escrow or title delays, or weather-related issues may prolong the process. Your experience may vary.