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Austin, TX 78708
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You can use a Home Equity Loan for anything

Dream Big

HOME EQUITY LOANS

Use your home's equity your way

Fixed rate Texas Home Equity Loans

Dream Big

HOME EQUITY LOANS

Use your home's equity your way

HOME EQUITY LOAN FEATURES

  |  A simple installment loan

  • Fixed rate installment loan that lets you access the available equity in your home
  • Terms of 5, 10, 15, and 20 years available
  • No prepayment penalties for paying early or extra toward principal
  • Funds available four (4) business days after closing
  • Local, personal service and multiple locations across Austin, Round Rock, and Cedar Park
Message Us        Get Started
Use this tool to help determine if a Home Equity Loan is right for your needs

Help Me Choose!

Did you know that Amplify also offers great alternatives to Home Equity Loans? Use this tool to help decide between a Home Equity Loan or our Homeowner Express Loan.


HOME EQUITY CALCULATORS

  |  Crunch numbers before you apply

These calculators are for illustrative purposes only, and are based on information provided by the user. Accuracy is not guaranteed. All loans are subject to approval. Your actual APR (“Rates”) and terms may vary. For Home Equity Loan calculations, the monthly payment calculations reflect only principal and interest, and amounts for taxes and insurance, if applicable, may increase your actual payment. The calculators will display results based on the currently available Rate and/or loan terms. For Home Equity Line of Credit calculations, the draw period payment is interest-only payment, while the Repayment period payment includes both principal and interest. The calculators will display results based on the currently available APR and/or loan terms.

HOME EQUITY LOANS IN TEXAS

  |  What You Need to Know

  • The Home Equity Loan process takes a minimum of 30 days
  • You can only take out one Home Equity loan per year
  • You can't owe more than 80% of the market value of your home on your mortgage or home equity loans combined

Chat Now        Get Started

HOME EQUITY LOAN RATES

  |  Save money with Amplify

Rates Effective as of March 15th, 2017

Credit Score 60 Months
APR1
120 Months
APR1
180 Months
APR1
240 Months
APR1
780 + 3.27% 3.94% 4.03% 5.02%
730 - 779 3.59% 4.54% 4.83% 5.27%
680 - 729 4.09% 5.44% 5.53% 5.82%
640 - 679 5.09% 6.44% 7.03% 8.02%
600 - 639 7.09% 7.55% 7.53% -

IDEAL USES FOR HOME EQUITY

  |  Make the most of your biggest asset

A Home Equity Loan is a great way to finance home improvement projects both large and small

Home Improvement

Many homeowners use their home equity for home improvements such as solar panel purchase and installation, swimming pool installation or repair, landscaping, renovations, new roof, or even room add-ons.

Using a Home Equity Loan for debt consolidation or loan consolidation can help lower your payment and interest rate

Loan Consolidation

Many people find it easier to consolidate their loans into a single, fixed rate loan with one monthly payment instead of making multiple, higher-interest payments to multiple lenders each month.

A Home Equity Loan can help you cover large expenses like tuition, medical bills, furniture, appliances, and more

Other Common Home Equity Uses

Using home equity to finance large expenses such as school tuition, medical costs, new furniture, new appliances, or even a second home or investment property is a great way to get a low, fixed interest rate.

HOME EQUITY LOAN FAQs

  |  We have answers

FEES

Application Fee NONE
Prepayment Penalties NONE
Closing costs $300
Appraisal Fees NONE

Amplify’s complete Consumer Fee Schedule located HERE.

TIPS FOR HOME EQUITY SUCCESS

  |  Because your Home Equity success is ours



Renovation Revolution: 11 Ways to Spiff Up Your House for Less Than $5K

Renovation Revolution

Finding yourself short of funds to make renovations to your home? Here are 11 tips on home renovations that won't break the bank or your budget.

Increase Your Home's Value: Kitchen & Bathroom Remodeling

Increase Your Home's Value

Thinking about remodeling your home? We recommend starting with a kitchen and bathroom remodel.

Small home improvement projects that make a difference.

Tiny Home Improvements

Not every home improvement project you plan needs to break your budget. Here are some weekend home improvement projects!

Use Your Home's Equity To Make Your Dreams A Reality

Make Your Dreams A Reality

From financing big projects to paying for unexpected expenses, read about common home equity loan uses here.

1. APR is Annual Percentage Rate. Loans Subject to approval. Combined Loan-to-Value (CLTV) cannot exceed 80% of your home’s value. Interest on your Home Equity loan may be tax-deductible – please consult your tax advisor regarding the deductibility of interest for details. Property Insurance, including flood insurance as needed, is required to be maintained by the borrower. Additional terms, conditions, and restrictions may apply. Amplify Membership required. Federally insured by NCUA.

2. 'Rated Top 10 in Austin' is based on a recent market survey.

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