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You can use a Home Equity Loan for anything

Dream Big

HOME EQUITY LOANS

Use your home's equity your way

Fixed rate Texas Home Equity Loans

Dream Big

HOME EQUITY LOANS

Use your home's equity your way

HOME EQUITY LOAN FEATURES

  |  A simple installment loan

  • Fixed rate installment loan that lets you access the available equity in your home
  • Terms of 5, 10, 15, and 20 years available
  • No prepayment penalties for paying early or extra toward principal
  • Funds available four (4) business days after closing
  • For a limited time, pay no closing costs on any loan amount
  • Local, personal service and multiple locations across Austin, Round Rock, and Cedar Park

Use this tool to help determine if a Home Equity Loan is right for your needs

Help Me Choose!

Did you know that Amplify also offers great alternatives to Home Equity Loans? Use this tool to help decide between a Home Equity Loan and one of our Homeowner Express Loans or Lines of Credit.


IDEAL USES FOR HOME EQUITY

  |  Make the most of your biggest asset

A Home Equity Loan is a great way to finance home improvement projects both large and small

Home Improvement

Many homeowners use their home equity for home improvements such as solar panel purchase and installation, swimming pool installation or repair, landscaping, renovations, new roof, or even room add-ons.

Using a Home Equity Loan for debt consolidation or loan consolidation can help lower your payment and interest rate

Loan Consolidation

Many people find it easier to consolidate their loans into a single, fixed rate loan with one monthly payment instead of making multiple, higher-interest payments to multiple lenders each month.

A Home Equity Loan can help you cover large expenses like tuition, medical bills, furniture, appliances, and more

Other Common Home Equity Uses

Using home equity to finance large expenses such as school tuition, medical costs, new furniture, new appliances, or even a second home or investment property is a great way to get a low, fixed interest rate.

HOME EQUITY LOAN CALCULATORS

  |  Crunch numbers before you apply

CALCULATE YOUR AVAILABLE HOME EQUITY

HOME EQUITY LOAN PAYMENT CALCULATOR

These calculators are for visualization and research purposes only. Payment calculations reflect only principal and interest; Escrow may increase your payment. All loans are subject to approval. Your actual interest rate will depend upon your credit score and the loan term you select.

HOME EQUITY LOAN RATES

  |  Save money with Amplify

Rates Effective as of June 1, 2016

Credit Score 60 Months
APR1
120 Months
APR1
180 Months
APR1
240 Months
APR1
780 + 3.59% 3.99% 4.59% 5.25%
730 - 779 3.89% 4.59% 4.99% 5.49%
680 - 729 4.69% 5.39% 5.49% 5.99%
640 - 679 6.09% 7.39% 7.99% 9.99%
600 - 639 8.39% 9.09% 9.09% -

HOME EQUITY LOAN FAQs

  |  We have answers

FEES

Application Fee NONE
Prepayment Penalties NONE
Closing costs NONE
Appraisal Fees NONE

Amplify’s complete Consumer Fee Schedule located HERE.

TIPS FOR FINANCIAL SUCCESS

  |  Because your financial success is ours



Home Equity Loan definition and basics of how home equity loans work

What is a Home Equity Loan?

Overview of home Equity Loan basics, how home equity loans work in Texas, and how to get your home equity loan.

Ideas and information about uses for Home Equity Loans and HELOCs

Common Uses for Home Equity Loans

From financing big projects to paying for unexpected expenses, read about common home equity loan uses here.

Tips and advice for financing and installing a new swimming pool

How to Finance a New Swimming Pool

Financing and installing a new swimming pool is a big project! Read these tips before you dig.

Learn how to calculate your available home equity in Texas

How to Calculate Home Equity

Everything you need to know when it comes to calculating your available home equity in Texas.

1. APR is Annual Percentage Rate. Loans Subject to approval. Combined Loan-to-Value (CLTV) cannot exceed 80% of your home’s value. Additional terms, conditions, and restrictions may apply. Amplify Membership and Property Insurance required.

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