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  • Automatic or requested annual contributions

  • Low minimum deposit

  • Funds federally insured (up to $250K)

  • Traditional IRA

    Tax-deferred earnings.
    • Available as IRA Savings Account or IRA Certificates of Deposit (CDs); IRA investments are available through Amplify Wealth Management
    • Minimum deposit of $100 to open IRA Savings; Minimum deposit of $500 to open IRA Certificates of Deposit (CDs)
    • Defer taxes on the earnings on your contributions until they are withdrawn; certain contributions may be tax deductible in the tax year you make them².
    • Traditional IRA Eligibility: You must be younger than age 70 ½ for the entire tax year in which you open the IRA, and you or your spouse must have compensation
  • Roth IRA

    Tax-free withdrawals.
    • Available as IRA Savings Account or IRA Certificates of Deposit (CDs); IRA investments are available through Amplify Wealth Management
    • Minimum deposit of $100 to open IRA Savings; Minimum deposit of $500 to open IRA Certificates of Deposit (CDs)
    • Make nondeductible contributions now, but enjoy tax-free withdrawals later on1
    • Roth IRA Eligibility: Your modified adjusted gross income (MAGI) cannot exceed certain prescribed limits, and you or your spouse must have compensation

Are You Ready to Invest in Yourself?

No matter your level of experience with Traditional IRAs, Roth IRAs, or IRA rollovers, our team is ready to answer your questions.

Please do not include any sensitive information such as account number or social security number.

*Annual Percentage Yield (APY) is effective 04/24/20 and is subject to change at any time, as determined by the Credit Union Board of Directors. The Savings IRA APY is based on credit union earnings and declared at the end of a dividend period (quarterly). Please refer to the Share Account Rate Disclosure and the Certificate Account Rate Disclosure for further information relating to the above products. Fees assessed on accounts could reduce earnings on those accounts. Insured by NCUA. Membership required.

¹Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

See fee schedule & Rate Schedule

²Consult your personal tax and/or legal adviser before making tax or legal decisions