Plan for your Future with Individual Retirement Accounts

Save for retirement in a tax-efficient way.

Individual Retirement Accounts

Rates as high as

2.60 % APY*

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    Automatic or requested annual contributions

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    Low minimum deposit

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    Funds federally insured (up to $250K)

  • Traditional IRA

    Tax-deferred earnings.
    • Available as IRA Savings Account or IRA Certificates of Deposit (CDs); IRA investments are available through Amplify Wealth Management
    • Minimum deposit of $100 to open IRA Savings; Minimum deposit of $500 to open IRA Certificates of Deposit (CDs)
    • Defer taxes on the earnings on your contributions until they are withdrawn; certain contributions may be tax deductible in the tax year you make them2
    • Traditional IRA Eligibility: You must be younger than age 70 ½ for the entire tax year in which you open the IRA, and you or your spouse must have compensation

  • Roth IRA

    Tax-free withdrawals.
    • Available as IRA Savings Account or IRA Certificates of Deposit (CDs); IRA investments are available through Amplify Wealth Management
    • Minimum deposit of $100 to open IRA Savings; Minimum deposit of $500 to open IRA Certificates of Deposit (CDs)
    • Make nondeductible contributions now, but enjoy tax-free withdrawals later on2
    • Roth IRA Eligibility: Your modified adjusted gross income (MAGI) cannot exceed certain prescribed limits, and you or your spouse must have compensation

Are you ready to invest in yourself?

Whether you know which IRA you want to set up or need help deciding, send us a message and we'll connect you with an Amplify representative.

* APY is Annual Percentage Yield. The Dividend Rate and APY (Annual Percentage Yield) are subject to change at any time, as determined by the Credit Union Board of Directors. The Savings IRA APY is based on credit union earnings and declared at the end of a dividend period (quarterly). Please refer to the Share Account Rate Disclosure and the Certificate Account Rate Disclosure for further information relating to the above products. Fees assessed on accounts could reduce earnings on those accounts.

See fee schedule & Rate Schedule

Consult your personal tax and/or legal adviser before making tax or legal decisions

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