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PO Box 85300
Austin, TX 78708
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Save for retirement with an Amplify IRA

Plan for Your Future

INDIVIDUAL RETIREMENT ACCOUNTS

Save for retirement in a tax-efficient way

Homeowner Express Loans are personal loans for homeowners

Plan for Your Future

INDIVIDUAL RETIREMENT ACCOUNTS

Save for retirement in a tax-efficient way

TRADITIONAL IRA FEATURES

  |  Tax-deferred earnings

  • Available as IRA Savings Account or IRA Share Certificate; IRA investments are available through Amplify Wealth Management
  • Minimum deposit of $25 to open IRA Savings; Minimum deposit of $500 to open IRA Share Certificate
  • Defer taxes on the earnings on your contributions until they are withdrawn; certain contributions may be tax deductible in the tax year you make them2
  • No monthly service fee
  • Annual contributions up to your annual contribution limit can be made with automatic transfers or by request
  • Funds federally insured separately from regular personal accounts up to $250,000 by the NCUA
  • Traditional IRA Eligibility: You must be younger than age 70 ½ for the entire tax year in which you open the IRA, and you or your spouse must have compensation
  • To open your Traditional IRA, stop by any one of our locations

ROTH IRA FEATURES

  |  Tax-free withdrawals

  • Available as IRA Savings Account or IRA Share Certificate; IRA investments are available through Amplify Wealth Management
  • Minimum deposit of $25 to open IRA Savings; Minimum deposit of $500 to open IRA Share Certificate
  • Make nondeductible contributions now, but enjoy tax-free withdrawals later on2
  • No monthly service fee
  • Annual contributions up to your annual contribution limit can be made with automatic transfers or by request
  • Funds federally insured separately from regular personal accounts up to $250,000 by the NCUA
  • Roth IRA Eligibility: Your modified adjusted gross income (MAGI) cannot exceed certain prescribed limits, and you or your spouse must have compensation
  • To open your Roth IRA, stop by any one of our locations

IRA COMPARISON CALCULATOR



Click here for the IRA Comparison Calculator

Click here to calculate and compare the worth of your IRA

IRA SAVINGS & CERTIFICATE RATES

  |  Earn more with Amplify



Rates Effective as of June 1, 2016

Term $500 - $9,999
APY1
$10,000 - $24,999
APY1
$25,000 - $49,999
APY1
$50,000 - $99,999
APY1
$100,000 +
APY1
60 Month IRA 2.05% 2.05% 2.05% 2.05% 2.05%
30 Month IRA 0.60% 0.65% 0.70% 0.75% 0.80%
18 Month IRA 1.01% 1.01% 1.01% 1.01% 1.01%
12 Month IRA 0.35% 0.45% 0.55% 0.60% 0.65%
IRA Savings 0.25% 0.25% 0.25% 0.25% 0.25%


Looking for IRA Rollovers? Call us at 512-836-5901, or toll-free at 800-237-5087 for assistance rolling your existing retirement accounts to an Amplify IRA Savings or Certificate account. To rollover an investment IRA, please contact our Amplify Wealth Management CFS Advisors at 512-519-5476.

Looking for CESAs or Education IRAs? Click here to learn more about Coverdell Education Savings Accounts.

FAQs

  |  We have answers

FEES

Monthly Service Fee NONE
IRA Rollover Fee NONE

Amplify’s complete Consumer Fee Schedule located HERE.

TIPS FOR FINANCIAL SUCCESS

  |  Because your financial success is ours



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1. APY is Annual Percentage Yield. The Dividend Rate and APY (Annual Percentage Yield) are subject to change at any time, as determined by the Credit Union Board of Directors. The Savings IRA APY is based on credit union earnings and declared at the end of a dividend period (quarterly). Please refer to the Share Account Rate Disclosure and the Certificate Account Rate Disclosure for further information relating to the above products. Fees assessed on accounts could reduce earnings on those accounts. Please refer to the Fee Schedule for further information. 2. Consult your personal tax and/ or legal adviser before making tax or legal decisions.

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