Liberate yourself from minimum balances and monthly fees
| Straightforward checking for everyday needs
| Because you're anything but basic
Set up monthly direct deposit to your Amplify Free Checking account and we’ll automatically reimburse any local or nationwide ATM fee. The out-of-network ATM fee is also waived.
Add your Amplify debit and credit cards to Apple Pay using your iPhone, Apple Watch, or iPad to make purchases using contactless payment technology and breakthrough security features.
Your Amplify MasterCard® Debit Card comes with EMV chip security, zero-liability protection against unauthorized purchases, ID theft resolution services, and more!
Amplify offers multiple overdraft protection options with fees as low as $5 or $30, so you won't get declined at the register.
| Compare checking account options at other financial institutions
Calculate your monthly bills and expenses with our Cash Flow calculator
| We have answers
First, open an Amplify Free Checking Account. Then establish direct deposit to your Amplify Free Checking Account.
Our system re-qualifies members at the end of every month, so your ATM fee reimbursements will begin on the first of the month after your first direct deposit hits the account. Once you qualify, any ATM fees charged to your account will be automatically reimbursed on the very next day.
As an Amplify member, you have the option of linking your other Amplify accounts to your Free Checking Account for overdraft protection.
Check out Amplify's Money Saving Tips and Money Management Tips, for more information about avoiding unnecessary fees.
The biggest difference is that credit unions are owned by their accountholders (referred to as members), whereas banks are owned by shareholders that own company stock. When it comes to making business decisions, credit unions make those decisions with their members and accountholders in mind, and banks tend to make decisions that benefit their shareholders.
When it comes to products and services, both credit unions and banks typically offer checking, savings, money markets, term certificates, auto loans, personal loans, and mortgages, as well as amenities like online and mobile banking, debit cards, and BillPay.
Credit unions tend to offer better rates on their deposit and loan products and lower fees overall for account services like overdraft protection, wires, and official checks. And in terms of positive impact on the local community, credit unions beat banks by a long shot. Read more about How Credit Unions Help You and Your Community.
Anyone who lives, works, worships, or attends school in Travis, Williamson, Hays, Caldwell, or Bastrop counties qualifies for membership at Amplify Credit Union. Additionally, anyone outside of our charter area may qualify for membership if a member of their family is an Amplify member. For example, someone in New York whose parent or sibling is a member would qualify for membership.
For more information regarding membership qualification, please contact us directly at firstname.lastname@example.org or toll-free at 800-237-5087.
Whether domestic or international, wire transfer forms must be completed either in-person at a branch or over the phone with a service agent. Wires over $20,000 require additional documentation, therefore it is recommended those be completed in-person at a branch.
Learn more about Wire Transfers here.
The quickest way to order checks is to use the "Order Checks" function of Online Banking. This feature connects directly to our check vendor, and allows you to pick the check style, add custom touches, and more! Just Sign In and click "check reorder" near the bottom of the navigation area.
If you do not have Online Banking access and want to re-order checks with no changes, you can visit the basic reorder page with our vendor here, or you can call 800-355-8123.
| Because your financial success is ours
This infographic covers credit basics, why your score is important, and easy ways to improve your credit score.
Amplify Credit Union offers all the budgeting and money management tools to reach your financial goals.
Learning how to save money is a habit that starts with awareness, self-discipline, and an understanding that every penny counts.
Our friends at MasterCard® put this infographic together to show you the security benefits of using your new EMV credit or debt card.
1. Amplify Free Checking has no monthly Service Fee with eStatements. A $2.25 processing fee will be charged for each paper statement on the Free Checking account, should you choose not to accept eStatements. No Nationwide ATM fees when you have direct deposit every 35 days. Other financial institutions or merchants in the United States may charge for use of their ATM. If you have direct deposit into your Free Checking Account, Amplify will automatically refund this charge to your account the next business day. Amplify's definition of Direct Deposit is every 35 days, and reclassification occurs on the first day of the month following your initial direct deposit.
2. Line of Credit subject to credit approval. If used for Overdraft Protection, Amplify will transfer the exact amount needed to over your transaction. Interest accrues starting from the date of the transfer.
3.Privilege Pay fee $30.00 per transaction. You must immediately bring your account to positive balance. Payment of transactions is discretionary, and Amplify reserves the right not to pay if account is not in good standing.