Did you know that you can take action to help improve your credit score? Learn more about the most common credit report factors that determine your credit score.
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Do you really know what your credit score means? Here are some things you may not know about your credit score and how your credit score is calculated.
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LTV stands for Loan-to-Value and is determined by dividing the loan balance by the value of the collateral. The higher the LTV, the riskier the loan.
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DTI stands for Debt-to-Income and is determined by dividing total debt by monthly income. High DTI is risky for the lender & borrower.
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The earlier you start building your credit, the better. Here are some tips and tricks for building your credit early on without spending a lot of money.
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Infographic of tips and information for amplifying and improving your credit score, courtesy of Amplify Credit Union in Austin, TX.
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Given how complex they are, it's no surprise that a lot of credit myths exist. Clear the air with these credit myths worth forgetting.
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Your credit score is a reflection of your payment and credit history & affects the interest rate on your loan. Knowing your score can help you save money.
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Your credit score is used to determine the interest rate on your loan, but whether or not you're approved is mainly determined by your credit history.
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