Improve Credit

Did you know that you can take action to help improve your credit score? Learn more about the most common credit report factors that determine your credit score.

Do you really know what your credit score means? Here are some things you may not know about your credit score and how your credit score is calculated.

LTV stands for Loan-to-Value and is determined by dividing the loan balance by the value of the collateral. The higher the LTV, the riskier the loan.

DTI stands for Debt-to-Income and is determined by dividing total debt by monthly income. High DTI is risky for the lender & borrower.

The earlier you start building your credit, the better. Here are some tips and tricks for building your credit early on without spending a lot of money.

Infographic of tips and information for amplifying and improving your credit score, courtesy of Amplify Credit Union in Austin, TX.

Given how complex they are, it's no surprise that a lot of credit myths exist. Clear the air with these credit myths worth forgetting.

Your credit score is a reflection of your payment and credit history & affects the interest rate on your loan. Knowing your score can help you save money.

Your credit score is used to determine the interest rate on your loan, but whether or not you're approved is mainly determined by your credit history.