Text Message (SMS) Scams
 
Find A LocationLocations
Make A PaymentPayments
Search Our Site  &   Popular PagesSearch
Still Need Help?More
>   >
>   >
>   >
>   >
Enter your search term here:
POPULAR PAGES
Call Us
512-836-5901
800-237-5087
Email Us
Click Here
Mail Us
Amplify FCU
PO Box 85300
Austin, TX 78708
Live Chat
Click Here
 
Search Looking For Help? OPEN LOGIN
OPEN LOGIN
LOGIN
Enter your login ID:
Password:
OPEN
 
Research and articles related to identity protection

Financial Advice

FRAUD & IDENTITY PROTECTION

Articles and research about protecting your identity

Research and articles related to identity protection

Financial Advice

FRAUD & IDENTITY PROTECTION

Articles and research about protecting your identity

How to Spot a Text Message (SMS) Scam

Published January 20, 2015 | Updated August 23, 2016

"Account Activation" Text (SMS) Scam

Several agencies, including the NCUA, have recently reported that fraudsters are sending out waves of mass text messages to consumers in an attempt to steal personally identifiable information. The number and frequency of these mass texts have increased since the summer of 2016 in an attempt to reach large audiences.

Multiple strategies for obtaining consumers’ personal information have been reported, as well as multiple area codes and sources.

Signs of a Possible Scam Text Message

  • Warns you to call a certain number or numbers to reactivate your payment, debit, or credit card
  • Tells you your credit card or debit card has been locked and asks you to enter your card number to have it unlocked
  • Contains a phrase such as "FEDERAL CREDIT UNION ALERT: Your CheckCard has been temporarily LOCKED. Please call Card Services at (407) 574-2992."
  • Vaguely refers to a credit union or bank without naming it while instructing you to contact them

Several area codes have also been reported as associated with these scams, but there could be more:

  • 786
  • 971
  • 876

What to Do if You Suspect You've Received a Fraudulent Text Message

  • Do not respond to the text message, and do not call any numbers that it asks you to.
  • Never call a potentially fraudulent number. This could inadvertently compromise a law enforcement investigation.
  • Contact your local federal law enforcement agency to report the incident and be prepared to supply as many details as possible.
  • If you wish to verify the validity of a message from Amplify, call us at 512-836-5901 or email us.
Careers  |   Forms & Disclosures  |   FAQ  |   Privacy & Security  |   NMLS# 530487  |   Routing Number: 314977227
VISIT US: Like us on Facebook Connect with us on Google+ Follow us on Twitter Connect with us on LinkedIn Watch us on YouTube