Comparing Home Improvement Loans
 
Find A LocationLocations
Make A PaymentPayments
Search Our Site  &   Popular PagesSearch
Still Need Help?More
>   >
>   >
>   >
>   >
Enter your search term here:
POPULAR PAGES
Call Us
512-836-5901
800-237-5087
Email Us
Click Here
Mail Us
Amplify FCU
PO Box 85300
Austin, TX 78708
Live Chat
Click Here
 
Search Looking For Help? APPLY LOGIN
APPLY LOGIN
LOGIN
Enter your login ID:
Password:
APPLY
 
Research and articles related to home renovations

Financial Advice

FINANCING HOME RENOVATIONS

Articles and research about improving your home

Research and articles related to home renovations

Financial Advice

FINANCING HOME RENOVATIONS

Articles and research about improving your home

Comparing Home Improvement Loans

Published April 15, 2015 | Updated April 22, 2015

Home Improvement Loans: What Are My Options?

Whether your home improvement plans are large, small, short-term, or ongoing, Amplify Credit Union offers several options for home improvement loans to suit your needs, even if you don’t have available equity in your home.

If you recently purchased your home and are looking to make home improvements, Amplify’s Homeowner Express Loan or Line of Credit may be a great fit for you. With no equity or lien requirements, these personal loans for homeowners offer low, fixed rates and the flexibility you need for your home improvement projects.

If you have available equity in your home, or if you are looking to combine your mortgage balance with your home improvement costs, a Home Equity Loan or Home Equity Line of Credit will offer you even lower rates and longer terms. Equity Loans take longer to fund than Express Loans, so you may want to consider using an Express Loan as a bridge loan until your Equity Loan funds.

Compare Home Improvement Loans

Whether your home improvements are small or large scale, or whether you need your funds all at once or on an ongoing basis, Amplify has financing options to suit your needs. Compare all of Amplify's home improvement loans below.

Benefits & Features Ideal If You...

Home Equity Loan

Funds available as lump sum, and has fixed interest rate with same monthly payment for entire term

  • Fixed interest rate
  • Fixed payments for entire loan term
  • 5, 10, 15, or 20 year term available
  • Interest may be tax deductible*
  • Want to make the same payment every month for the term of the loan
  • Want your funds as a one-time lump sum
  • Are doing a large-scale project
  • Want the lowest rate or lowest payment available

Homeowner Express Loan

Unsecured loan or line of credit option for homeowners that need their funds fast or need to supplement their home equity funds

  • No home equity required
  • No property lien required
  • Up to $50,000 available in 24 hours
  • Available in 5, 7, and 10 year terms
  • No closing costs
  • Need the funds quickly
  • Don’t have enough home equity to get the home equity loan you want
  • Already have a home equity loan and need additional funds

Homeowner Express Line of Credit

Unsecured line of credit for homeowners that need ongoing immediate access to extra funds

  • No home equity required
  • No property lien required
  • Up to $50,000 credit line available in 24 hours
  • No closing costs
  • Need ongoing access to backup or emergency funds
  • Don’t have enough home equity to get the home equity loan you want
  • Already have a home equity loan and need additional funds

*Interest paid toward a Home Equity Loan may be tax deductible. Consult your tax advisor for details.

Careers  |   Forms & Disclosures  |   FAQ  |   Privacy & Security  |   NMLS# 530487  |   Routing Number: 314977227
VISIT US: Like us on Facebook Connect with us on Google+ Follow us on Twitter Connect with us on LinkedIn Watch us on YouTube