Advice: Money Management | Amplify Credit Union
Find A LocationLocations
Make A PaymentPayments
Popular Pages
Still Need Help?More
>   >
>   >
>   >
>   >
call us email us send us mail chat with us
Call Us
Email Us
Click Here
Mail Us
Amplify FCU
PO Box 85300
Austin, TX 78708
Live Chat
Click Here
Popular Looking For Help? OPEN LOGIN
menu OPEN LOGIN help
help LOGIN
Enter your login ID:
menu OPEN
Research and articles related to personal finance

Financial Advice


Articles and research about personal finance

Research and articles related to personal finance

Financial Advice


Articles and research about personal finance

5 Financial Resolutions for the New Year

It's a new year, which means new financial goals! Consider these five financial resolutions to help kick-off your new year right and achieve those short and long-term financial goals. [MORE]

10 Financial Resolutions for the New Year

The New Year is a great time for fresh starts and new beginnings, especially for your finances. These 10 resolutions will help get you started on improving your financial plan. [MORE]

Find Out How to Protest This Year's Property Tax Appraisal

Reeling from the sticker shock of this year's property tax appraisal? If you think your appraisal is too high, you can protest it! Learn more about the process. [MORE]

How to Diversify Your Savings Plan

Published January 27, 2015 | Updated October 24, 2017

Basics of savings plan diversification. Diversify your savings plan with these tips.

Learn how to diversify your savings plan between liquid accounts and high-interest accounts. Higher earning account types may limit your access to your funds, so it's important to keep enough money in liquid accounts. [MORE]

Learn how much you should be saving at every age

Saving for your future is not an easy task for many of us but it is essential to achieving financial well-being and securing your future. Learn how much you should be saving at every age to financially secure your future. [MORE]

12 Tips to help build a financially firm foundation

Not many adults truly understand how credit cards, mortgages, life insurance or investments work. Here are 12 tips to help you build a financially firm foundation when the occasion arises. [MORE]

CD Laddering helps you maximize dividends without sacrficing liquidity

Many people are familiar with the typical retirement expenses and are caught off-guard by the unexpected retirement expenses that arise. Learn how you can prepare for unexpected retirement expenses. [MORE]

CD Laddering helps you maximize dividends without sacrficing liquidity

CD Laddering refers to diversifying your savings across CDs (or Certificates of Deposit) with staggering maturity dates so that at every interval, you can access your funds or choose to reinvest. Learn more about this strategy here. [MORE]

Here are some creative ways to give money to loved ones

Giving money for birthdays, graduations, and other big life events has always been a nice way to show you care. Instead of giving gift cards or envelopes of cash, consider some other creative (and possibly tax advantageous) ways of gifting money. [MORE]

Debunking myths about CDs

With so many different ways to earn money on your savings, CDs can be confusing. In this article, we clear up some commonly-held myths about CDs. [MORE]

Having multiple banking relationships is a smart way to diversify your financial wellbeing

Maintaining multiple banking relationships actually has some benefits, especially when you're shopping for loans and decent deposit rates. In this article, we explore the benefits of diversifying your banking relationships. [MORE]

Staying Financially Savvy this Holiday Season

This year, break the cycle of high balances and take control of your holiday budget. That way, you can start the new year with no regrets — and perhaps no debt. [MORE]

Tips for Hosting a Memorable Holiday Party

This holiday season, whether your guests are staying a few hours or a few weeks, the whole event will go more smoothly with the right plan in place. [MORE]

The Debit Card Advantage

There has never been a better time to make use of your debit card! 10 no-nonsense reasons why you should make your a debit card your go-to method of payment. [MORE]

Misconceptions About a Home Equity Line of Credit

There are some misleading assumptions about a Home Equity Line of Credit (HELOC) floating around out there. Discover 8 misconceptions and why they're wrong. [MORE]

A-OK Vacay: 11 Tips for Saving Funds on Your Next Getaway

Craving a vacation getaway outside of your hometown but finding yourself strapped for cash? 11 Tips to help make your next vacation a fun and relaxing reality. [MORE]

12 Tips for a Stellar Staycation

Are budgetary restraints limiting you to a staycation this year instead of a trip to an exotic locale? Check out our 12 great tips for a stellar staycation. [MORE]

Why You Should Sign Up for Alerts

One of the great features of banking in this modern age is the variety of alerts you can receive regarding your accounts. Sign up and track your account activity. [MORE]

Setting and Achieving Your Financial Goals

Now that you’ve decided to get control of your finances, you need to establish your goals, ensure they are realistic, and make the most of the banking and budgeting tools available to you. [MORE]

What Does The Fed Have to do with Interest Rates?

The Fed has recently increased interest rates which could impact many mortgages and business loans. Know exactly what The Fed has to do with interest rates. [MORE]

Deposit Rate Chasing - Is It Worth It?

There are many options to earn higher deposit rates which may involve constantly moving your money from one account to another - but is rate chasing really worth it? We've uncovered why rate chasing may not be your best saving option. [MORE]

Celebration or Special Event of a Lifetime

Be the hostess with the mostess! Host the perfect celebration or event of a lifetime. Whether it's a wedding, anniversary, birthday, quinceañera, bar or bat mitzvah, or any special event - we have you covered! [MORE]

Get the Cosmetic Surgery of Your Dreams

If you plan to get cosmetic surgery in the near future, forget using your high interest credit card as a payment option. The solution to paying for your cosmetic surgery may be easier than you think! [MORE]

Home Equity Loan Misconceptions

There are many misconceptions about how Home Equity Loans work and what you can or can't use them for. This article will help clear up some common misconceptions about Home Equity Loans. [MORE]

Get Started with a HELOC

Considering applying for a home equity line of credit (HELOC)? Learn the what to consider and where to get information before applying in this helpful article. [MORE]

Alternatives to Payday Loans

Payday loans are nothing short of predatory. Learn how they work, why you should avoid them, and how to consider a number of alternatives so you don't become a victim of the never-ending cycle of fees and debt. [MORE]

Important questions about money management and budgeting

Good money management is all about building a good budget, habitually sticking to it, but also rewarding yourself on occasion. In this article, we explore the challenges and rewards of good money management practices. [MORE]

How to Calculate Home Equity

Published December 8, 2015 | Updated December 10, 2015

How to calculate your available home equity

Contemplating a Home Equity Loan or other financing options? Here is a guide to help you calculate your available home equity so you can crunch numbers before you apply. [MORE]

You can do anything with a Home Equity Loan; here are some ideas

Home Equity Loans are a great way to finance big projects, pay for unexpected expenses, and even make life event transitions easier. While the possibilities are limitless, here are some common uses for Home Equity Loans. [MORE]

You can do anything with a Home Equity Loan; here are some ideas

Amplify spoke with financial expert Richard Barrington to find out what it takes to get on the path to future financial stability as well as how money market accounts can help you get there. [MORE]

How financial planning can help you build future financial stability

Janet Al-Saad, Senior Editor for Wise Bread, sat down with Amplify to share her insights and opinions about why financial planning is so important to begin at an early age. [MORE]

Money Saving Tips

Published March 27, 2015 | Updated April 14, 2015

Tips and tricks for saving money on your monthly bills

Lowering your cost of living starts with managing how much you're paying for things like insurance, cell phone plans, and bank fees. Here are some easy tips for saving money on bills, expenses, and avoiding fees. [MORE]

Budgeting & Money Management Tips

Published April 3, 2015 | Updated April 10, 2015

How to create an easy budget and manage your money for financial success

Building a budget doesn't have to be difficult or cumbersome. Check out our budgeting and money management tips and tools that will have you managing and saving your money like a pro in no time. [MORE]

How to Save Money

Published March 23, 2015 | Updated March 30, 2015

Tips and tricks for saving money each month and growing your savings

Even if you live paycheck-to-paycheck, putting money aside into savings each month is an important part of reaching financial stability. Here are some simple ways you can start saving money automatically. [MORE]

Inheritability of Vehicles in Texas

Published September 12, 2014 | Updated October 1, 2014

Learn how the State of Texas treats vehicle inheritability

In Texas, transferring ownership of a vehicle after a loved one passes away depends largely on whether or not the vehicle is owned free and clear. Learn more about how vehicle inheritability works in Texas. [MORE]

What is a Homestead Exemption?

Published February 25, 2014 | Updated May 18, 2014

Definition and basics of homestead exemptions in the State of Texas

Are you taking full advantage of all the benefits a homestead exemption has to offer? Find out how homestead exemptions work in the state of Texas, why they matter, and how to apply for one. [MORE]

Are Your Credit Card Balances Under Control?

Published January 13, 2014 | Updated January 15, 2014

Article about keeping your credit card balances under control and manageable

While it may be tempting to use your credit card to get the rewards, allowing your balance to carry over month to month can quickly lead to balances getting out of control. This rule of thumb can help you avoid the slippery slope. [MORE]

How to Save Money During the Holidays

Published November 25, 2013 | Updated December 1, 2013

Save money this holiday season with these tips and tricks

The Holiday Season can wreak havoc on our wallets and bank accounts, especially if we wait until the last minute to buy gifts. Here are some easy tips to keep your finances in balance during the Holiday Season. [MORE]

Do's and Don'ts of Using a Credit Card

Published August 29, 2013 | Updated November 1, 2013

Credit card dos and don'ts to help you stay on top of your finances

Credit cards offer lots of benefits, but if not properly used and maintain, they can become a burden on your finances and credit score. Learning these basic do's and don'ts will help you understand how to use credit cards wisely. [MORE]

Pitfalls of Using a Debit Card to Rent a Car

Published September 18, 2013 | Updated September 30, 2013

Information about using a debit card to rent a car

Don't have a credit card? Next time you rent a car or hotel room, you may benefit from having a credit card on hand. Here are some factors to keep in mind should you rent a car or hotel room with your debit card. [MORE]

How to Use Assets as Collateral for Loans

Published July 17, 2013 | Updated July 22, 2013

Basic differences between unsecured and secured loans

Need a loan with a low interest rate? Consider putting up collateral for the loan. This article covers the basics of using your assets, such as a car, home, or other piece of equipment, as collateral for a loan. [MORE]

5 Things Every Credit Card Holder Should Know

Published October 12, 2011 | Updated July 2, 2012

Every credit card user should know these five things about credit cards

There are many advantages to using a credit card, but they can also carry some financial risk. Learn how to use credit cards wisely, protect yourself from rising interest rates, and boost your credit card IQ with these simple tips. [MORE]

5 Habits of the Financially Fit

Published July 3, 2011 | Updated June 6, 2012

Stay on top of your money and finances with these tips from the financially fit

Financial fitness starts with a commitment to minding your budget, setting financial goals, and setting yourself up for future financial success. Check out these 5 tips that will help get you on the road to financial fitness. [MORE]

Careers  |   Forms & Disclosures  |   FAQ  |   ADA Notice  |   Privacy & Security  |   NMLS# 530487  |   Routing Number: 314977227
VISIT US: Like us on Facebook Connect with us on Google+ Follow us on Twitter Connect with us on LinkedIn Watch us on YouTube Equal Housing Lender