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Research and articles related to improving your credit score

Financial Advice


Articles and research about credit scores

Research and articles related to improving your credit score

Financial Advice


Articles and research about credit scores

Tips to Improve and Repair Credit

Published January 22,2018

Tips to Improve and Repair Credit

Repairing bad credit is a bit like losing weight - it takes time and consistency, and there's no quick fix. We have some tips to help improve your credit history! [MORE]

13 Steps to Improve Your Credit Score Before Buying a Home

Ready to begin the home buying journey? First, get your credit history in tip-top shape. Check out these 13 tips to raise your credit score before you buy a home. [MORE]

Understanding Credit Score Algorithms

Published December 8, 2017

Here are some good reasons you should know your credit score.

You probably know that it's important to have a high credit score, but did you know that you can help increase it? Learn more about the most common credit report factors that determine your credit score. [MORE]

How to Improve Your Credit Score

Published March 29, 2011 | Updated August 3, 2016

Tips for improving your credit score

Improving your credit score starts with understanding what factors contribute to your credit score. Learn how to foster good payment and credit history and how new credit applications will affect your credit report. [MORE]

Why You Should Know Your Credit Score

Published June 14, 2013 | Updated July 8, 2015

Here are some good reasons you should know your credit score.

If you know your credit score, you'll have a better idea of how easy things like insurance, setting up new utilities, and obtaining new credit will be. Here are some reasons why knowing your credit score can save you money. [MORE]

5 Things You Probably Didn't Know About Your Credit Score

Published December 3, 2014 | Updated January 11, 2015

Facts and information many people don't know about their credit scores

Credit scores are a bit mysterious because of the complex algorithms that determine your score. We've simplified it down to the basics to help you understand what factors contribute to a good credit score. [MORE]

What is LTV?

Published November 17, 2014 | Updated November 30, 2014

Learn more about LTV and how LTV affects your loan application

Has a lender ever told you that the LTV on your requested auto loan is too high? Here is a quick explanation of what LTV is and how it affects whether or not a lender approves your auto loan request. [MORE]

What is DTI?

Published October 24, 2014 | Updated October 30, 2014

Learn more about DTI (debt-to-income) and how it affects your loan application

When you apply for a loan, lenders ask for your proof of income so they can determine your DTI. Learn how it's calculated, why it's important, and how you can make sure your debt-to-income ratio is in healthy shape. [MORE]

How to Start Building Your Credit Early in Life

Published August 21, 2013 | Updated October 1, 2013

Building your credit early will save you money in the future.

Building your credit before you need a car loan, credit card, or student loans is smart and can save you serious money in the long run. Here are some easy and inexpensive ways you can kick-start your credit report early on. [MORE]

Infographic about credit basics and improving your credit score

Your credit score has a significant impact on your overall cost of living. This infographic covers credit basics, why your score is important, and how to keep your credit score healthy and worthy of lender approval. [MORE]

Credit Myths Worth Forgetting

Published July 3, 2013 | Updated August 1, 2013

Credit score myths you should let go of

With all the resources and information about credit out there on the internet, you'd be surprised how much of it is misleading. Here are some credit myths worth forgetting, courtesy of the financial experts at Amplify. [MORE]

What Your Credit Score Means for Your Loan

Published May 5, 2011 | Updated January 20, 2012

Learn more about how your credit score affects the interest rate on your loan

Your credit rating plays a major role in determining whether or not you get the loan you want as well as how much you'll pay for the loan. This article describes the relationship between your credit score and your loans. [MORE]

How to Get Your Credit Back on Track

Published March 11, 2011 | Updated December 1, 2011

Tips for getting your credit score back on track after financial hardship

Financial hardship can affect anyone, and it's not uncommon for our credit scores to suffer during that time. Here are some tips for getting your credit rating back on track after a serious life event. [MORE]

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